How to consolidate credit card debt without hurting your credit. Finding relief from debt doesn't have to wreck your credit score. Here's how to consolidate credit card debt without hurting your credit. Siarra Ortiz. •. 6 min read. July 22, 2024. Blog.…
Breaking the credit barrier: How to get a home equity loan with bad credit. Is bad credit making you feel out of options? Learn how to obtain a home equity loan with bad credit and alternatives to consider. Vivian Tejada. •. 7 min read.…
No-credit-check loans: a guide. If you need funds but have credit that isn’t ideal, you may be looking into no-credit-check loans. Learn about your options in this guide. Yuliya Benkhina. •. 5 min read. November 7, 2024. Blog. Financial Wellness.…
Share on social: Having bad credit shouldn't stop you from getting a financial lifeline when you need it. Fortunately, there are various loans and options for individuals with less-than-great credit.…
Current. average rates by credit score. are: 720-850 credit score: 10.73%-12.50% interest rate. 690-719 credit score: 13.50%-15.50% interest rate. 630-689 credit score: 17.80%-19.90% interest rate. 300-629 credit score: 28.50%-32.00% interest rate.…
Your credit report includes your payment history, how much you owe, your credit limits, how long you've been using credit, and how many times you've applied for credit.…
Loan amounts: $1,000 to $100,000; approved loan amount depends on the lender and your creditworthiness. Repayment term: 1 to 7 years. Requirements: Proof of income, employment verification, and a credit check. Reputable lenders include.…
How to get an 800 credit score. Learn what it takes to build an 800 credit score. Discover how consistency and smart habits can lead to exceptional credit. Siarra Ortiz. •. 5 min read. April 29, 2025. Blog. Financial Wellness.…
Let’s dive deeper into how to build credit after bankruptcy. 1. Check your credit reports. First, you should become familiar with your credit reports, which show how you’ve managed your credit over time.…
Understanding bad credit. Applying for any kind of financing, including a mortgage, car loan, or credit card, can be difficult with a credit score below 670.…