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How the HEI Works | Learn about HEI costs

HEI works. Learn about HEI costs – and how we keep them down with Point's Homeowner Protection Cap. Show me my offer. HEIs let you get up to $500k from your home equity. No income requirements. No monthly payments. No need for perfect credit.

point.com/hei/how-hei-works
Point HEI | Enter your offer code

California: Point’s HEI product is not offered under its California Financing Law license (CFL) license, but if you have a complaint concerning the HEI product, you may still file a complaint with the California Department of Financial Protection and Innovation

point.com/offercode
Learn more about Point’s HEI | Point

Unlock your home equity with Point’s HEI. 1. No monthly payments. No income requirements. No need for perfect credit. See how much you qualify for and get your initial HEI. 1. offer in 60 seconds! Excellent. 4.5. out of 5.

point.com/hei
Reverse Mortgage or HEI — Which is better?

A Home Equity Investment (HEI) offers homeowners an alternative to reverse mortgages by allowing them to access a portion of their home's equity without incurring debt or monthly payments, providing financial flexibility and peace of mind.

point.com/or/reverse-mortgage
Personal Loan or HEI — Which is better?

A Home Equity Investment (HEI) offers a flexible alternative to a personal loan by allowing homeowners to access their home equity without incurring additional debt or monthly payments.

point.com/or/personal-loan
Bridge Loan or HEI — Which is better?

Home Equity Investment: The HEI is a smart alternative to bridge loans. Excellent. 4.5. out of 5. Point is the leader in Home Equity Investments.

point.com/or/bridge-loan
Shared Appreciation Mortgage or HEI — Which is better?

Home Equity Investment: Why choose an HEI over a shared appreciation mortgage? Excellent. 4.5. out of 5. Point is the leader in Home Equity Investments.

point.com/or/shared-appreciation-mortgage
Home Equity Loan or HEI — Which is better?

Home Equity Investment: Discover the debt-free advantage an HEI has over home equity loans. Excellent. 4.5. out of 5. Point is the leader in Home Equity Investments.

point.com/or/home-equity-loan
401(k) Loan or HEI — Which is better?

A Home Equity Investment (HEI) allows homeowners to access funds by leveraging their home equity without incurring debt or monthly payments, offering a flexible alternative to borrowing from a 401(k) plan.

point.com/or/401-k-loan
Cash-Out Refinance or HEI — Which is better?

A Home Equity Investment (HEI) allows homeowners to access their home's equity without taking on additional debt or monthly payments, offering a flexible alternative to traditional cash-out refinancing.

point.com/or/cash-out-refinance