Point of View

Bruce wanted to ease his financial strain — here’s how Point's HEI helped him find liberation.

Learn how to launch a zero-cost business effortlessly. Start your profitable venture today without any initial capital.

It's challenging to pay bills on time and save money without a stable income. Learn six tips for navigating income volatility to control your finances.

Discover what an ADU (Accessory Dwelling Unit) is and whether it's right for you. Explore the benefits and considerations in this informative blog post.

Discover the importance of title insurance in real estate transactions. Learn how it safeguards your property rights.

It’s as simple to pay back your HEI as it was to take out. Here’s how the process of paying back your HEI works, step by step.

It can be difficult or impossible to refinance your mortgage with bad credit. We’ll cover your options and how to get approved for a bad credit refinance.

There are many different types of homeowners insurance. Learn more about which ones are right for you and how much homeowners insurance you need.

If you’re wondering: how does a cash-out refinance works, we’ve got you. Read this to learn everything you need to know.

Learn if you can stack multiple home equity products on one property for added financial flexibility. Explore your options today.

Hear from homeowner Kathy P. and learn how Point's HEI helped her craft her dream home.

A cash savings option is an effective way for homeowners to pay back their HEI without taking on additional debt. Explore the pros and cons to determine if using your savings is best for you.

Unlock business growth with a home equity loan. Learn how to leverage your home's value for entrepreneurial success in our latest blog post.

If you’re a homeowner and you need cash, you can tap into your home’s equity. Here’s how to decide between a home equity loan vs refinance.

Discover home equity loans without income verification and explore alternative options for flexible financing. Secure your home's value today.

The most common way to pay back a Point HEI is by selling your home. Learn how easy the process is and tips to make the most of your home sale.

Choosing between a cash-out refinance vs. HELOC depends on your goals. Learn the pros and cons of each option to determine which one is right for you.

Learn how to pull equity out of your home. Discover effective products and learn what's best for you.

There are different types of real estate investments with varying pros and cons. Here’s what you need to know about investing in real estate for beginners.

Don't let bad credit stop you from accessing your home equity. Learn about ten ways to borrow from your home without having perfect credit.

A Re-Point is basically an HEI refinance, allowing you to swap your current HEI in exchange for another. It’s a good option if you want to keep your home.

Hear from homeowner Etta B. and learn how Point's HEI helped her find financial freedom.

Explore ways to weatherproof your home by learning how to insulate, strengthen, and secure your home's interior and exterior.

Learn how HELOC repayment works to reduce interest charges and eliminate debt. Understand the draw period, what affects payments, and how to pay it off faster.

Discover the power of home equity investments. Learn how they work, their benefits, and potential risks.

Home equity can be a good way to access cash. But a cash-out refi can be expensive and time-consuming. Learn six ways to pull cash out without refinancing.

A reverse mortgage can be a strategic way to repay your HEI in some cases. A financial advisor can help you be confident in your decision.

PACE loans provide financing for energy-efficient repairs and upgrades for homeowners. They are repaid through property taxes instead of monthly payments.

Discover practical tips and strategies to make your home more energy-efficient. Reduce bills and lower your carbon footprint.

A bridge loan can help you buy a new home before your current property sells. Learn the pros, cons, and alternatives here.

Explore alternatives to Parent PLUS loans. Discover options like private student loans, scholarships, grants, and budgeting tips for education expenses.

Learn how to keep your house cool in the summer with energy-efficient windows, reflective roofing, insulation, landscaping, and more.

Cash-out refinances are one of the most popular ways to pay back an HEI from Point. Learn how it works and whether it’s the best option for you.

From assessing property conditions to setting a competitive price, here's everything you need to know about preparing a house for sale, maximizing home value, and attracting potential buyers.

Prepare your home for the colder months with our comprehensive winterization guide. Keep cozy and save energy with these essential tips.

A home equity loan or HELOC can be a handy tool if you’re ready to pay back your HEI. Learn whether they’re right for you and how the process works.

Amid a housing inventory shortage, homeowners who want to move face barriers, and are increasingly turning to high-interest debt to renovate their current homes.

Point's 2023 moving and sentiment survey explores if and how homeowners' sentiments about moving have changed with the current economic environment.

When does a Point home equity investment have to be paid back? And how do you pay it back? We’ll cover six of the most common options.

Learn how to pay back a reverse mortgage and discover the best options for stress-free financial planning.

An appraisal provides an independent valuation of a home. Learn how mortgage lenders use this info for loans, what affects its value, and how to improve it.

Maximize wealth building with home equity: Learn effective strategies to leverage your home equity and unlock its potential for long-term financial growth.

Home equity brings financial opportunities to homeowners. Learn how home equity agreement sharing works and differs from other equity products.

There are many benefits of homeownership, some more well-known than others. Learn which ones can help you the most in this article.

Explore the pros and cons of cash-out refinance vs. home equity loans in this comprehensive guide. Learn what's the best option for you.

Figuring out how to buy a second home doesn’t have to be challenging. We’ll show you what to consider and how to finance your second home purchase.

Who gets the house in a divorce is one of the many questions when ending a marriage. Learn how the financial, tax, and mortgage decisions can affect you.

Is your home at risk of foreclosure? Learn effective strategies and practical steps to avoid foreclosure and protect your home.

Emergency home repairs can become a financial nightmare. Learn how to handle unexpected emergency home repairs and finance the costs effectively.

A HELOC helps homeowners fund home renovations, tackle debt, or pay for unexpected expenses. Learn how to secure a HELOC with bad credit.

Discover flexible options for self-employed individuals. Find the financing you need to achieve your goals.

Bad credit shouldn't stop you from upgrading your home. Here's what to know about home improvement loans with bad credit and alternative financing options.

If you’re out of work and running out of money, check out these options for emergency cash loans for unemployed professionals.

How to pay off tax debt if you owe the IRS, property taxes, employer taxes, and other debt. Explore payment options to repay your debt and avoid it in the future.

Debt consolidation combines multiple debts into one manageable payment. Discover debt consolidation options and learn what's best for you.

Is a reverse mortgage a good idea? A reverse mortgage can help you access the equity in your home for cash to meet your needs.

If you struggle to pay your bills each month, it’s time to explore your debt relief options. Learn which debt relief option is best for you here.

Learn crucial tips and strategies to avoid bankruptcy and safeguard your financial future. Discover 5 effective alternatives to bankruptcy.

Learn about deferred maintenance and tips to tackle it effectively. Discover how to avoid costly repairs, protect your asset, and maintain a safe environment.

Point's 2023 Personal Finance shows as economic uncertainty continues, personal finances have a more significant impact on mental health than climate, social, or geopolitical issues.

Point's 2023 Personal Finance highlights the impact of financial stress across generations as economic uncertainty continues.

Learn how to secure a home equity loan with bad credit. Tips and strategies for accessing financing despite credit challenges.

Want to stay in your home for as long as possible? Here are common types of aging in place remodeling projects and how much they cost.

Learn essential tips for building an earthquake-proof house and financing options to cover the costs.

Zero-interest home improvement loans can help you finance renovations while taking on less debt. Here's everything to know about these attractive options.

Learn essential tips for building a hurricane-proof house and options available to cover the costs.

Home equity is the part of a property's value owned outright by the homeowner. Learn about this crucial aspect of homeownership in our comprehensive article.

Point has funded its 10,000th homeowner, releasing more than $1 billion in home equity for homeowners in the U.S.

It’s no surprise that most homeowners want to age in place, with nearly 90 percent of homeowners age 50-80 saying they want to remain in their homes for as long as possible. Paying for it is a different story.

A HELOC is one of the most common products homeowners use to tap into their property's equity. Like other alternative equity products, the loan is secured using your property as collateral.

Point asked experts about where mortgage rates will land this year; what will happen to existing-home sales; and what advice they would give home buyers and sellers.

Home improvements are necessary for homeownership, but finding the funds to cover them can be as tricky as the projects themselves. Covering the expense with cash may be impossible, depending on the home renovation costs. Luckily, there are plenty of ways to finance a home renovation.

High mortgage rates and persistently high home prices have a majority of homeowners who want to move feeling stuck in their current homes, according to the Point Homeowner Sentiment and Moving Survey.

Point surveyed 1,066 U.S. homeowners to find out how they feel about moving, whether they can afford a new home, whether they are renovating, and how they see the future of mortgage rates. | 2022

Point named one of the fastest growing companies in North America on Deloitte's Technology Fast 500 | 2022

Point brings Home Equity Investing to Hawaii, Tennessee, and Utah | 2022

Bavyaa Vasudevan takes over Engineering and Karthik Govindankutty now leads Operations | 2022

While inflation continues to impact American households, Point's findings shed light on the financial needs of homeowners today as they battle ongoing economic uncertainty.

While inflation continues to impact American households, these findings shed light on the financial needs of homeowners today as they battle rising interest rates and ongoing economic uncertainty.

Your credit score is an important financial health metric. Here are the top ways to build your credit score from scratch.

Point Launches Home Equity Investments in Nevada and Ohio | 2022

When embarking on a remodeling journey, it's critical to explore home renovation costs, build a budget, and determine if you'll need financing for home repairs. Read through our in-depth guide to explore the factors that impact price, the average cost of projects per space — exterior home renovations and interior — and the various ways to cover expenses.

Point has experienced rapid growth with Q1 2022 funding volume up more than 5x YoY following the first-ever securitization backed entirely by Home Equity Investments (HEI).

Home equity loans are an attractive solution for homeowners looking to tap into their home's wealth. Before applying, it's crucial to understand how home equity loans work and whether they're a good option for your financial situation.

Are you looking to fund your retirement or boost your nest egg? If your bank account looks short, consider tapping into your home's wealth. With home equity at an all-time high, equity products, like a reverse mortgage, are an attractive solution. Read more about how reverse mortgages work.

A credit score ranks your risk as a borrower. Here are seven effective ways to build your credit score.

A home equity loan for debt consolidation can offer homeowners a competitive rate and the ability to tackle debt faster. Learn more about home equity loans and other alternatives to consider.

Point earns #24 and #1 on Built In SF’s Best Places and Best Small Places to Work | Leading real estate, MBS investors commit $1 billion to Point for Home Equity Investments (HEI) | Point and Redwood Trust announce issuance of $146 Million Home Equity Investment securitization

Many factors are responsible for shaping the value of a home. Understanding what influences the real estate market is crucial for homeowners, sellers, and potential buyers.

Meet Point’s newest partners | Three things you need to know about Point

Atalaya commits $150 million to Point’s Home Equity Investment (HEI) platform

Point chooses RoundPoint as servicing partner | Point selected to 2017 CB Insights Fintech 250 At Future of Fintech

Point raises $15.4 million in total funding, led by Andreessen Horowitz, to help homeowners unlock home equity wealth without borrowing | Point bolsters executive team with key financial industry veterans