Point of View

If you struggle to pay your bills each month, it’s time to explore your debt relief options. Learn which debt relief option is best for you here.

Learn crucial tips and strategies to avoid bankruptcy and safeguard your financial future. Discover 5 effective alternatives to bankruptcy.

Point's 2023 Personal Finance shows as economic uncertainty continues, personal finances have a more significant impact on mental health than climate, social, or geopolitical issues.

Point's 2023 Personal Finance highlights the impact of financial stress across generations as economic uncertainty continues.

Learn how to secure a home equity loan with bad credit. Tips and strategies for accessing financing despite credit challenges.

Want to stay in your home for as long as possible? Here are common types of aging in place remodeling projects and how much they cost.

Zero-interest home improvement loans can help you finance renovations while taking on less debt. Here's everything to know about these attractive options.

Home equity is the part of a property's value owned outright by the homeowner. Learn about this crucial aspect of homeownership in our comprehensive article.

Point has funded its 10,000th homeowner, releasing more than $1 billion in home equity for homeowners in the U.S.

It’s no surprise that most homeowners want to age in place, with nearly 90 percent of homeowners age 50-80 saying they want to remain in their homes for as long as possible. Paying for it is a different story.

A HELOC is one of the most common products homeowners use to tap into their property's equity. Like other alternative equity products, the loan is secured using your property as collateral.

Point asked experts about where mortgage rates will land this year; what will happen to existing-home sales; and what advice they would give home buyers and sellers.

Home improvements are necessary for homeownership, but finding the funds to cover them can be as tricky as the projects themselves. Covering the expense with cash may be impossible, depending on the home renovation costs. Luckily, there are plenty of ways to finance a home renovation.

High mortgage rates and persistently high home prices have a majority of homeowners who want to move feeling stuck in their current homes, according to the Point Homeowner Sentiment and Moving Survey.

Point surveyed 1,066 U.S. homeowners to find out how they feel about moving, whether they can afford a new home, whether they are renovating, and how they see the future of mortgage rates. | 2022

Point named one of the fastest growing companies in North America on Deloitte's Technology Fast 500 | 2022

Point brings Home Equity Investing to Hawaii, Tennessee, and Utah | 2022

Bavyaa Vasudevan takes over Engineering and Karthik Govindankutty now leads Operations | 2022

While inflation continues to impact American households, Point's findings shed light on the financial needs of homeowners today as they battle ongoing economic uncertainty.

While inflation continues to impact American households, these findings shed light on the financial needs of homeowners today as they battle rising interest rates and ongoing economic uncertainty.

Your credit score is an important financial health metric. Here are the top ways to build your credit score from scratch.

Point Launches Home Equity Investments in Nevada and Ohio | 2022

When embarking on a remodeling journey, it's critical to explore home renovation costs, build a budget, and determine if you'll need financing for home repairs. Read through our in-depth guide to explore the factors that impact price, the average cost of projects per space — exterior home renovations and interior — and the various ways to cover expenses.

Point has experienced rapid growth with Q1 2022 funding volume up more than 5x YoY following the first-ever securitization backed entirely by Home Equity Investments (HEI).

Home equity loans are an attractive solution for homeowners looking to tap into their home's wealth. Before applying, it's crucial to understand how home equity loans work and whether they're a good option for your financial situation.

Are you looking to fund your retirement or boost your nest egg? If your bank account looks short, consider tapping into your home's wealth. With home equity at an all-time high, equity products, like a reverse mortgage, are an attractive solution. Read more about how reverse mortgages work.

A credit score ranks your risk as a borrower. Here are seven effective ways to build your credit score.

A home equity loan for debt consolidation can offer homeowners a competitive rate and the ability to tackle debt faster. Learn more about home equity loans and other alternatives to consider.

Point earns #24 and #1 on Built In SF’s Best Places and Best Small Places to Work | Leading real estate, MBS investors commit $1 billion to Point for Home Equity Investments (HEI) | Point and Redwood Trust announce issuance of $146 Million Home Equity Investment securitization

Many factors are responsible for shaping the value of a home. Understanding what influences the real estate market is crucial for homeowners, sellers, and potential buyers.

Meet Point’s newest partners | Three things you need to know about Point

Atalaya commits $150 million to Point’s Home Equity Investment (HEI) platform

Point chooses RoundPoint as servicing partner | Point selected to 2017 CB Insights Fintech 250 At Future of Fintech

Point raises $15.4 million in total funding, led by Andreessen Horowitz, to help homeowners unlock home equity wealth without borrowing | Point bolsters executive team with key financial industry veterans