"The best part was how easy and streamlined the process was. There wasn't a lot of back and forth, which I really appreciated."
Mountain View, CA
"By partnering with Point, I was able to eliminate my high interest credit cards while actually saving money each month toward my family’s future. The process is very straightforward and simple."
San Mateo, CA
"Point was so easy to work with. It was a big weight off my shoulders and a breath of fresh air. It was a great experience."
"I was wondering how I could get around that when I came across a Point ad. The money from Point allowed me to clean up old debt, clean up the yard, and have a little extra left over to do things around the house that needed to be done. Point is a wonderful alternative."
Thousand Oaks, CA
"It’s feeding me an extra $600 per month. Plus, I now have substantial backup reserves in the bank, all my debt is gone, and my credit score jumped 70 points. My financial situation was a little complicated, but Point was really understanding and easy to work with."
"I’ve been able to pay off some larger bills, re-establish my 401k contributions, set up an IRA, and set up a traditional savings account for any rainy day emergencies."
"But we didn’t want to add to our debt load or have an extra monthly payment. Point provided the cash we needed to upgrade our house, which will increase its value and our equity. As a bonus, because we knocked out some debt with the funds, my base credit score jumped 27 points within a month of closing. This program was the alternative that had all of the right terms for me."
"I loved the plan. Everything Point did was quick and helpful."
Santa Clara, CA
"Everything went exactly as scheduled. The experience was one I'd certainly share with others who may benefit from your services. I thank you so very much. It was a pleasure doing business with you."
"Point was able to free up my finances where I can now pay down debt, manage my utilization, and grow my savings. I have even been able to make improvements to my home."
"Point was as knowledgeable about the financial industry and options as traditional bankers but they are real people with a real voice and are interested in a financial partnership that benefits both sides. Point would work well for anyone who has a financial area that needs some assistance; building credit, cleaning up credit, debt consolidation remodels or major expenses incurred, or anyone who wants to unburden themselves from a negative financial situation. Ultimately Point provides the opportunity to stabilize your financial situation without adding costly monthly payments. Point was a game-changer for us. After a rocky time due to the recession, we were in debt, owed back taxes, had flawed credit and although we were making a decent income, could not recover. Point allowed us to pull some equity out of our home and radically stabilize our financial situation in numerous ways. We are on our way to rebuilding our financial future and taking back control."
"I found Point to be very responsive and communicative, and very good at explaining everything. My representative Elissa was wonderful to work with. Point made me feel very safe in my decision."
Mountain View, CA
"If someone is considering doing a refinance, getting a HELOC, or getting a new credit card, they should be sure to put Point on their list. Point can be the best option for someone in my situation, but people may not be aware of this way to use the equity in their real estate. Point is an excellent alternative financing method. Everything was very clear throughout the process, and Elissa was great to work with. There was nothing unnecessary—no busywork or added complexity. Our experience with Point has been completely positive."
La Jolla, CA
"I had a great experience with Point. Everything was well explained and went relatively quickly. I paid off my debt and am looking forward to seeing a much improved credit score in a few months!"
San Jose, CA
"The process was smooth, and the turn-around was faster than expected. I was very impressed with my representative Ahmad's customer service. Whenever I had a question (and I'm someone who asks a lot of them), he got back to me very quickly and made the answers really easy to understand."
Los Angeles, CA