Access up to $500,000 based on your home’s value — with flexible repayment and no income check.
Point's has helped over 15,000 homeowners across the United States.
With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities. The process is simple and typically completes in just 30–45 days2. Pre-qualify in seconds with zero risk or commitment.
Point's HEI:
Home equity loan:
No monthly payments
Requires monthly payments
No income requirements
Full income verification required
No need for perfect credit
More stringent credit requirements
Pay nothing for up to 30 years
Start repaying right away
Point helped us tap into our home’s value without the stress of another loan. No monthly payments gave us the breathing room we needed.
Jason & Mia
from Los Angeles, CA
