Get up to $500k

with no monthly

Point is the first home finance product aligned with homeowners.
We do well when you do well.

Are you a homeowner?


See what our customers are saying.

Point solved two problems—we got to stay in our home, and I got the debt relief that I was looking for.

Issaquah, WA

The banks required a lot more to qualify for their loans. Point came in and said, here’s an option for you.

Burbank, CA

See all testimonials

Point is your home equity partner.

Have you ever wanted a new way to unlock your home equity? That's a Home Equity Investment (HEI) from Point. We offer equity financing for homeowners.

Point is different.

We pay you today for a share of your home’s future appreciation. There are no monthly payments; you have the flexibility to buy Point out or sell the home at any time; costs are capped so that if your home appreciates in value a lot, you don’t give up too much of the gains. We do well when you do well. Now, that’s quite revolutionary.

Icon home
Icon people
Icon trees 1
Icon computer

Check If You Qualify

See if you qualify in less than 2 minutes. The application is free and we’ll check if you have enough equity to be eligible for Point.

Icon magnify

Compare With Traditional Options

Compare Point’s competitive offer with home equity loans and HELOCs. Choose what is best for you and your financial future.

Icon hands

Your Partner In Wealth

We don’t choose customers — we choose partners. A team member will answer your questions and bring you on board.

Here’s what the press have been saying about us.

“If Point takes off, we could have a more liquid housing market, where risk and debt are spread around, rather than so concentrated.”

A few of our latest resources.

Understanding Home Equity Loans, HELOCs, Reverse Mortgages & Alternatives

Eoin Matthews / Homeowner Resource

Liquidating home equity for cash can be an effective tool for consumers who need to pay for major life expenses, anticipated or otherwise. As the real estate market continues to grow, many homeowners find themselves...

Read More >

What Underwriters Look At? HELOC Requirement and Eligibility

Eoin Matthews / Homeowner Resource

HELOC Requirements — Why They Matter Two of the most common options for tapping into your property's equity are home equity loans and home equity lines of credit (HELOCs). Both products are effectively loans that are...

Read More >