Get up to $300k

with no monthly

Point is the first home finance product aligned with homeowners.
We do well when you do well.

Are you a homeowner?


Point is your home equity partner.

Have you ever wanted something better than a loan? That's Point. We don’t lend money.
We buy into your property as a partner.

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See what our customers are saying.

Point solved two problems—we got to stay in our home, and I got the debt relief that I was looking for.

Issaquah, WA

The banks required a lot more to qualify for their loans. Point came in and said, here’s an option for you.

Burbank, CA

See all testimonials

Point is different.

We pay you today for a share of your home’s future appreciation. There are no monthly payments; there is no interest rate; you can buy Point out or sell the home at any time; we can lose money if the home depreciates. We do well when you do well. Now, that’s quite revolutionary.

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Check If You Qualify

See if you qualify in less than 2 minutes. The application is free and we’ll check if you have enough equity to be eligible for Point.

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Compare With Debt Options

Compare Point’s competitive offer with traditional home loans. Choose what is best for you and your financial future.

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Your Partner In Wealth

We don’t choose customers — we choose partners. A team member will answer your questions and bring you on board.

Here’s what the press have been saying about us.

“If Point takes off, we could have a more liquid housing market, where risk and debt are spread around, rather than so concentrated.”

A few of our latest resources.

Understanding Home Equity Loans, HELOCs, Reverse Mortgages & Alternatives

Eoin Matthews / Homeowner Resource

Liquidating home equity for cash can be an effective tool for consumers who need to pay for major life expenses, anticipated or otherwise. As the real estate market continues to grow, many homeowners find themselves...

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What Underwriters Look At? HELOC Requirement and Eligibility

Eoin Matthews / Homeowner Resource

HELOC Requirements — Why They Matter Two of the most common options for tapping into your property's equity are home equity loans and home equity lines of credit (HELOCs). Both products are effectively loans that are...

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