Get up to $250k
with no monthly
payments,
ever
Point is the first home finance product aligned with homeowners.
We do well when you do well.
Are you a homeowner?
Point is your home equity partner.
Have you ever wanted something better than a loan? That's Point. We don’t lend money.
We buy into your property as a partner.
See what our customers are saying.
“Point really came through.”
“Point was so easy to work with. It was a big weight off my shoulders and a breath of fresh air. It was a great experience.”
Raju
Novato, CA
“I think the whole experience was great.”
“The best part was how easy and streamlined the process was. There wasn’t a lot of back and forth, which I really appreciated.”
Yiran
Mountain View, CA
Point is different.
We pay you today for a share of your home’s future appreciation. There are no monthly payments; there is no interest rate; you can buy Point out or sell the home at any time; we can lose money if the home depreciates. We do well when you do well. Now, that’s quite revolutionary.
Check If You Qualify
See if you qualify in less than 2 minutes. The application is free and we’ll check if you have enough equity to be eligible for Point.
Compare With Debt Options
Compare Point’s competitive offer with traditional home loans. Choose what is best for you and your financial future.
Your Partner In Wealth
We don’t choose customers — we choose partners. A team member will answer your questions and bring you on board.
Here’s what the press have been saying about us.
“If Point takes off, we could have a more liquid housing market, where risk and debt are spread around, rather than so concentrated.”
A few of our latest resources.
Understanding Home Equity Loans, HELOCs, Reverse Mortgages & Alternatives
Liquidating home equity for cash can be an effective tool for consumers who need to pay for major life expenses, anticipated or otherwise. As the real estate market continues to grow, many homeowners find themselves...
What Underwriters Look At? HELOC Requirement and Eligibility
HELOC Requirements — Why They Matter Two of the most common options for tapping into your property's equity are home equity loans and home equity lines of credit (HELOCs). Both products are effectively loans that are...