We're making homeownership more valuable for everyone

Our mission

We’re working together towards one common goal: making homeownership more valuable and accessible.

I would recommend this company to anyone that is looking for a resolution to your financial situation. We had a lot of equity and we wanted to do upgrades to our home. This is a wonderful way to financially achieve our goals.

Kathy

from Temecula, CA

Point helped me get a portion of my equity when I needed it most. Otherwise it would've been hard to get it through conventional ways. Point relieved the pressure on my debt, emotional and mental health.

Yong

from Fullerton, CA

Being a retired senior citizen was no problem for Point. The necessary funds received have alleviated much stress in accessing the equity in my home.

Denessa

from Surprise, AZ

Point’s values

Our values guide every interaction—with our team members, homeowners and homebuyers, and partners alike.

Transparency

“Transparency is at the core of how we operate at Point. It shapes how we communicate with our customers, how we lead and support our teams, and how we partner across the company. By being open and clear with one another, we build trust, create alignment, and give ourselves the best chance to win together. Transparency isn’t just a value for Pointers — it’s the framework for how we operate.”

Greg Herman

Customer Experience, joined in 2021

Total alignment

“At Point, "Total Alignment" means moving as one team, across regions, and staying focused on what matters most by delivering real value to our Homeowners. We are connected by shared goals, clear accountability, and trust. When we are aligned, we move faster, make better decisions, and build with purpose. That alignment allows us to advance Point’s mission while creating an environment where people feel informed, empowered, and proud of the impact they make.”

Jonathan De Jesus

Customer Operations Support, joined in 2025

Inclusion

“Point celebrates inclusion, and that commitment is reflected in the people I work with every day.. Diverse perspectives are welcomed and all ideas are encouraged to be shared.I truly appreciate the supportive environment—not only within my team, but across the other teams I collaborate with daily. Point fosters a collaborative culture and people genuinely enjoy showing up to work.”

Sarah Wilhelm

Servicing, joined in 2019

Point’s team

Each employee at Point is empowered to make an impact on the future of the company and the lives of customers.

Work with us

We’ve built a team that we’re incredibly proud of at Point. It’s a diverse group – people coming from a wide range of experiences, backgrounds, and geographic locations – unified by the belief that we’re building something that makes a real difference in people's lives.”

- Eddie Lim

Becoming Point

The inspiration

The members of Point’s founding team are inspired by their own interactions with traditional home equity financing.

Eddie Lim, between successful startups, is looking for some liquidity while deciding on his next venture. His bank rejects his application for a HELOC due to a lack of conventional W2 income.
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Meanwhile, Eoin Matthews receives a proposition from some friends who are trying to purchase their dream home in Boston, but don’t have enough for the down payment – would he consider investing in their home in exchange for a share of the future appreciation?

Series A

Point raises a $9.1M Series A led by Andreessen Horowitz. At the time of funding, the tiny (but mighty) team has just seven employees!

Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners to unlock their equity when they need it most.

Series B

Point raises a $42M Series B led by Prudential Financial and DAG Ventures.

With headcount passing 30, Point outgrows their first office, and moves into a new space, which has housed a number of startups over the years, in Palo Alto, CA.

The team grows to over 50 people, and Point funds its 1,000th homeowner!

Securitization

The new asset class has officially arrived.

Point, with partner Redwood Trust and underwriter Nomura, complete the industry’s first securitization backed entirely by Home Equity Investments. Point also announces over $1B in capital commitments from financial institutions buying the HEI.

Series C

Point raises a $120M Series C led by WestCap. Point funds its 5,000^th customer in February.

Point funds its 10,000th homeowner and surpasses $1B in Home Equity Investment originations. DBRS Morningstar creates a rating methodology for HEIs, and Point and Redwood Trust complete a $139M rated securitization, opening HEI access to a new class of investors.

$2B in fundings

Since its founding, Point has now empowered over 20,000 homeowners by unlocking more than $2 billion in Home Equity Investment originations.

This momentum is driven by continued growth across the company, including the expansion of our team to more than 300 employees, multiple securitizations, and new capital commitments from investors.

We partner with investors aligned with our mission to unlock home wealth

20,000+

Homeowners Helped

$175M+

Equity Funding

300+

Team Members

Our Investors

See what our employees have to say

Our mission-driven team loves working at Point!

Work with us

Point has a

4.9

rating with over

reviews on Glassdoor.

I love working for this company!

My co-workers are all phenomenal! Everyone that I have had the pleasure of meeting in person or via zoom has been extremely friendly, knowledgeable, and always willing to help, no matter how busy we all are.

—

Account Manager

Professional growth with work life balance

The importance of work-life balance is always the theme, with a relaxed but still aggressive sales culture to help prompt career growth!

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Account Manager

Great place to grow

Lots of transparency from the top down. Everyone is eager to collaborate and share ideas. Great benefits and tons of room to grow.

—

Training Manager

Driven, purposeful team all working towards a common goal

The transparency is on another level – I've never had leadership be so open about the inner workings of the company at a job before in my life.

—

Content Strategist

A highly rewarding job, with an impressive team

My team celebrates competence but also helps get things done as needed. I feel that opinions are taken seriously, and don't feel pressure to fabricate them.

—

Design Leader

Continuously impressed with the quality of people and work

The quality of person that Point employs is continuously impressive. From the high standard of work to the genuine care they have for each other shine through daily.

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Product Marketing

Point in the media

Our innovative home equity products have been featured in top publications.

Point CEO, Eddie Lim made Business Insider's 100 people who are transforming business

Every year, Insider surfaces 100 leaders across 10 industries who are driving unprecedented change and innovation. Lim, the CEO and cofounder of Point, wants to make it easier for people to tap into that wealth. Lim’s company, which he founded alongside Eoin Matthews in 2015, offers homeowners lump sums of cash in exchange for a stake in their home.

Read this article

Point closes on $115M to give homeowners a way to cash out on equity in their homes

Historically, homeowners could only tap into the equity of their homes by taking out a home equity loan or refinancing. But a new category of startups has emerged in recent years to give homeowners more options to cash in on their homes in exchange for a share of the future value of their homes.

Read this article