About Us

The Point team is transforming the lives of homeowners and home buyers – and creating a brand new securitized asset class for investors – by building a full-stack home equity platform.

4.9
out of 5
4.5
out of 5

Our mission

We’re working together towards one common goal: making homeownership more valuable.

I would recommend this company to anyone that is looking for a resolution to your financial situation. We had a lot of equity and we wanted to do upgrades to our home. This is a wonderful way to financially achieve our goals.

Kathy

from Temecula, CA

Point helped me get a portion of my equity when I needed it most. Otherwise it would've been hard to get it through conventional ways. Point relieved the pressure on my debt, emotional and mental health.

Yong

from Fullerton, CA

Being a retired senior citizen was no problem for Point. The necessary funds received have alleviated much stress in accessing the equity in my home.

Denessa

from Surprise, AZ

Point’s values

We strive to live up to our values in every interaction, whether it’s between team members, with homeowners and home buyers, or with partners.

Meaningful transparency

“Point's culture of transparency means that I have a clear understanding of where Point is headed, and the opportunities we face as an organization. It makes it easy to give and expect clear direction, and assume the best of intentions from others.”
Josh Hohman
Product, joined in 2021

Total alignment

“A statement I've heard often from Pointers is, ‘We do well when our customers do well.’ Everyone at Point is working towards a common goal. This results in a focused drive to develop solutions that directly impact our customers.”
Mawulom Nenonene
HR & Talent, joined in 2022

Inclusion at every level

“Inclusion at Point means the company makes sure that – not only are your ideas for improvements at work listened to – but they’re often executed on thoughtfully and methodically as well. There is a clear social inclusion at the company as well. When we know and get along with our co-workers personally, it trickles down to our ability to collaborate well at work too.”
Van Nguyen
Underwriting, joined in 2018

Point’s team

Each employee at Point is empowered to make an impact on the future of the company and the lives of customers.

We’ve built a team that we’re incredibly proud of at Point. It’s a diverse group – people coming from a wide range of experiences, backgrounds, and geographic locations – unified by the belief that we’re building something that makes a real difference in people's lives.”
- Eddie Lim

Becoming Point

The inspiration

The members of Point’s experienced founding team are inspired by their own interactions with traditional home equity financing. Eddie Lim, between successful startups, is looking for some liquidity while deciding on his next venture. His bank rejects his application for a HELOC due to a lack of conventional W2 income. 

Meanwhile, Eoin Matthews receives a proposition from some friends who are trying to purchase their dream home in Boston, but don’t have enough for the down payment – would he consider investing in their home in exchange for a share of the future appreciation?

The beginning

Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners to unlock their equity when they need it most.

Series A

Point raises a $9.1M Series A led by Andreessen Horowitz. At the time of funding, the tiny (but mighty) team has just seven employees!

Series B

With headcount passing 30, Point outgrows their first office, and moves into a new space, which has housed a number of startups over the years, in Palo Alto, CA.

Point raises a $42M Series B led by Prudential Financial and DAG Ventures. The team grows to over 50 people, and Point funds its 1,000th homeowner!

Big changes

Just a month after moving into a state-of-the-art new office in downtown Palo Alto, Point goes remote during the start of the COVID-19 pandemic. Our recruiting efforts go national as our team expands to Dallas, New York City, and all over the country.

Securitization

Point, with partner Redwood Trust and underwriter Nomura, complete the industry’s first securitization backed entirely by Home Equity Investments. Point also announces over $1B in capital commitments from financial institutions buying the HEI. The new asset class has officially arrived.

Series C

Point raises a $120M Series C led by WestCap. Point funds its 5,000th customer in February, and headcount hits 300.

We partner with investors aligned with our mission to unlock home wealth

9,000+

Homeowners Helped

$175M+

Equity Funding

300+

Team Members

Our Investors

See what our employees have to say

Our mission-driven team loves working at Point!

Point has a
4.9
rating with over
30
reviews on Glassdoor.
Great place to grow
Lots of transparency from the top down. Everyone is eager to collaborate and share ideas. Great benefits and tons of room to grow.
Training Manager
Continuously impressed with the quality of people and work
The quality of person that Point employs is continuously impressive. From the high standard of work to the genuine care they have for each other shine through daily.
Product Marketing
Driven, purposeful team all working towards a common goal
The transparency is on another level – I've never had leadership be so open about the inner workings of the company at a job before in my life.
Content Strategist
I love working for this company!
My co-workers are all phenomenal! Everyone that I have had the pleasure of meeting in person or via zoom has been extremely friendly, knowledgeable, and always willing to help, no matter how busy we all are.
Account Manager
A highly rewarding job, with an impressive team
My team celebrates competence but also helps get things done as needed. I feel that opinions are taken seriously, and don't feel pressure to fabricate them.
Design Leader
Professional growth with work life balance
The importance of work-life balance is always the theme, with a relaxed but still aggressive sales culture to help prompt career growth!
Account Manager

Point in the media

Our innovative products have been featured in top publications.

Need cash? Now you can sell the equity in your home to investors
California-based Point is a 2-year-old fintech company specializing in home equity contracts. It offers homeowners cash for a share of the home’s equity, that is, the amount the home is worth beyond the value of the mortgage.
Read more
Point closes on $115M to give homeowners a way to cash out on equity in their homes
Historically, homeowners could only tap into the equity of their homes by taking out a home equity loan or refinancing. But a new category of startups have emerged in recent years to give homeowners more options to cash in on their homes in exchange for a share of the future value of their homes.
Read more

Get up to $500k with no monthly payments.

No income requirements
No monthly payments
No need for perfect credit
Learn more about Point’s HEI