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No monthly payments
No income requirement
No need for perfect credit
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Get cash today for a share of your home's future appreciation. You retain full ownership and control of your property – Point is never added to the title. Pre-qualify with no risk in 60 seconds.

Point is the leader in Home Equity Investments1

We've worked with more than 11,000 happy homeowners, and have 4.5 stars from over 1,600 reviewers on Trustpilot.

A loan that made sense for me
"Point were efficient, quick and upfront about all the expenses. After doing the math and looking at other options, Point's deal made the most sense for me."
Awesome push through of funds at the buzzer
"James and His manager Megan seemed to understand my sense of urgency as I was using the money for an investment that had a deadline. James pushed it to closing stage for me and once Megan got involved in the closing it was closed money wired to Fidelity within 1 day, after I was told it could be another 3 days plus wire transfer time. I was close to saying forget it, Megan brought it home!"
Karli Pan
Funded in weeks
My experience from start to end was good beginning at end of April 2024 and funded by start of June 2024. Starting with Andrew and providing all the different required information and forms and ending with Amanda and the closing team members, including the notary, everything went well. I am hopeful all customers encounter the same experience. Make no mistake this is expensive decision I am quite well aware of, that is the only drawback but this was critical and necessary in my situation so I am thankful
We are in a much better situation
"We had significant equity in our house but were turned down for a standard HELOC and it seemed we had no way to access it to pay down debt and take care of other pressing needs. The Point Equity Investment plan allowed us to access our equity and we are in a much better situation because of that. Every contact with Point was met with a responsive representative and timely follow up. Very happy. Thank you!"
Steve Orecchio
Efficiency, understanding and concern. No matter how many people I spoke to your in your organization, everyone was very helpful and courteous. Wish there weren’t as many people to communicate with concerning my HEI, but I guess that is the politics of it all.
Thomas Wyman Pinney
We had a very positive experience
"We had a very positive experience with Point. Everyone we dealt with was very helpful and professional. We would recommend this company to others."
Bravo to Outstanding Service
"Point provided me with outstanding service. I was amazed at how thorough and efficient they were until I went through their process. I highly recommend them."
Customer Service was above and beyond!
"We did a lot of research and read a lot of reviews before deciding to go with point. The experience we had with Point was superior! The process was very smooth, with a lot of correspondence, and questions were answered quickly. They were very honest, upfront and there weren't any hidden fees or costs."
Very easy process from start to finish
"Very easy process from start to finish. Very knowledgeable and friendly staff to work with. All my questions were answered in a timely manner with the process explained fully."
Have already recommended to 3 people
"Expectations were set appropriately. Communications were professional and respectful. Someone was always available (during business hours) to respond via phone, email, or text. Great experience! Have already recommended to 3 people."
Point— a great company to do business with
“The Point process was excellent and the people working throughout the process were extremely professional and patient”
Ray & Brenda
I had a great experience with Point
“I had a great experience with Point, I would recommend [Point] to anyone. Thanks for making my day and making the process as seamless as possible”
Thank you, Point
“My experience with Point was a pleasure from start to finish. The product they offered fit my needs perfectly and was explained in detail where no questions were left unanswered.”
The very best experience
“My experience was the best. The process was fast, easy and full of great customer service. Just like it says in their name, they were on “Point”!”
Great service!
“The entire process was handled professionally from beginning to end. All members of the team in the various departments were responsive and supportive. I would recommend Point as an option for homeowners to consider.”
Very easy process from start to finish
“Very easy process from start to finish. Very knowledgeable and friendly staff to work with. All my questions were answered in a timely manner with the process explained fully.”
Our credit score is almost 800 now
“It was an incredible opportunity Point gave us. Our credit score is almost 800 now. So far everything has been wonderful. We have no debt and are in a great financial situation.”
I am almost completely debt free and no longer have any financial worries.
"My experience was unbelievable. This is the most professional company that I have ever worked with! They explained everything in a way that was easy to understand, timely, and exactly as represented."
I didn't know what to do...then came a letter from Point, to save the day.
"Everything went smoothly and on time. All of my outstanding bills are caught up and most are paid off including my car payment. My family and friends like me never heard of such an investment program. Thank you to everyone at Point.”
Thank you so much for giving me a chance to get another property and business!
“I got approved for $300K, I was surprised because other banks wouldn't approve me with my credit score, but Point showed me the way...Now I'm in escrow buying my second property and business!"