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Point BBB Rating
Excellent
4.7
out of 5
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No monthly payments
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No income requirement
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No need for perfect credit
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Get cash today for a share of your home's future appreciation. You retain full ownership and control of your property – Point is never added to the title. Pre-qualify with no risk in 60 seconds.

Point is the leader in Home Equity Investments1

We've worked with more than 15,000 happy homeowners, and have 4.7 stars from over 1,600 reviewers on Trustpilot.

I continue to have a very positive experience with Point.
"I continue to have a very positive experience with Point. This is my second home equity loan with this company, and it continues to be a seamless process with good communication, information provided at every step of the way, and expediency from start to finish. I love the way you are connected with the appropriate professionals at different stages of the process, and they have all been extremely pleasant and professional. I also appreciate the high degree of integrity and responsibility by not allowing me to take more money than they felt was appropriate given the value of my home. I highly recommend this company, and would be happy to speak with anyone considering doing business with this company."
Dawn Shirley Mazzarella
Working with Point was truly exceptional from start to finish.
"Working with Point was truly exceptional from start to finish. Their process was smooth, transparent, and perfectly communicated with step-by-step updates every step of the way. I always knew exactly what was happening and what to expect. Jon Trautman and Taylor Andrews went above and beyond — professional, patient, and incredibly knowledgeable. They answered every question clearly and made the entire experience stress-free. Point is straightforward, honest, and refreshingly genuine — no gimmicks, no surprises, just real people delivering real results. I’m beyond happy with the outcome and would recommend Point to anyone looking for a trustworthy and efficient company. Five stars all the way!"
Luiz Arbore
Applying was easy, submitting documents was seamless
"Applying was easy, submitting documents was seamless and as long as you keep up with the dashboard the process goes pretty smooth and quick. We had looked into another company and the only thing I could say is I would have liked to be able to communicate with our advisor more easily and them be more accessible like the other company’s was. They were also going to fund a higher amount, but it would have taken longer. I also didn’t agree with their appraisal as we had one with another company and our home was appraiser for much more. However Point was much quicker. "
Zachary Robert Thomas Baumgard
I had a very insightful and understanding Account Manager.
"I had a very insightful and understanding Account Manager. Ray was very insightful and thorough when he explained the Point HEI program. There were some issues with my application. Ray explained and consoled me about those issues, and he shared his optimism on how to proceed and overcome my issues. Christine was very thorough in updating me on the step-by-step process of my application. I also had assistance from other departments within Point that I was able to contact if I had any questions. "
John Wesley Mims
The whole process is very clear cut and transparent
"The whole process is very clear cut and the dashboard of progress for my account, was easy to follow and understand. The final closing process takes a little long and final approval and clear to close. The download of necessary documentation was easy to complete. The staff are very nice to communicate with and did follow up. The financial education class was very good and helpful. Rachel was very helpful and responsive to my texts. "
Matthew Emerson Light
My experience has been great because it has been an easy, step by step process!
"My experience has been great because it has been an easy, step by step process! Also, the customer service has been amazing. They did a wonderful job of explaining the entire program and what to expect, as well as choosing the company to provide financial counseling and making sure that, as a customer, I truly understand the process and how it works. Transparency has been a major goal for Point and they have reached that goal!"
Liz D
I truly appreciate the process Point has created from beginning to end
"I truly appreciate the process Point has created from beginning to end, which provides needed understanding and also timeliness. Derick Joseph Sanchez deserves mention for his efficiency in moving things along. All agents were great to work with when I called in and my account manager, Anita, was outstanding. Thank you, Point team!"
Kat Scott
I love the way I was kept informed of each step in process.
"I love the way I was kept informed of each step in process. The representative they came out to my closing was awesome , friendly and she was on time. Sometimes I didn't understand the reasoning of why certain things came into play and my representative account manager Ray was very helpful in explaining everything"
Dee
I have been nothing but pleased with the entire process with Point, from the easy-to-use website, to your second to none staff.
"I have been nothing but pleased with the entire process with Point, from the easy-to-use website, to your second to none staff. My counselor, Allycia and my credit counselor agent James Chapman were both kind, professional and patient with me as I ask my questions and concerns about the process, "
Vanessa Hudson
I have a had a wonderful experience with Point thus far.
"I have a had a wonderful experience with Point thus far. I’m just about to finish up closing on my HEI and I’m excited to receive my funds! Point makes this process very easy to understand and navigate and they are very communicative throughout the entire process which is amazing!!"
Sadie Elisabeth James
My experience was exceptional.
"My experience was exceptional. All representatives were patient and helpful. They took their time answering my questions and they were pleasant when I needed to redo paperwork. If it had not been for POINT I would not have been given the opportunity to receive these funds."
Roberta Langley Clark
The process was pretty seamless.
"The process was pretty seamless. The entire team from Point is absolutely amazing! This is one of the best opportunities for HEI! I wish everyone knew about this. Point is ON POINT! I will highly recommend this company to everyone."
Brent Matsui
My experience with Point was wonderful.
"My experience with Point was wonderful. I am thankful for all the people involved, their professionalism and kindness in getting the application process done well. Great job, and once again thank you very much for the great service."
Somasundaram Sivaramakrishna
They were willing to help me out, secondly, they answered all my questions, in a timely manner
"They were willing to help me out, secondly, they answered all my questions, in a timely manner, I don’t think I would’ve been. Couldn’t have done this,all this by myself as I’m in my 70th year, because of the technology nowadays🤔"
Paul Anthony Thoma
My experience with Point was smooth
"My experience with Point was smooth .I was impressed by the interactive process for the loan approval by Point at each step. The documents and videos they sent me ahead were also very helpful while making the decision. Thank you"
Kiruthika Sabanayagam
I love the fact that I was not pressured by anyone in the company to commit
"I love the fact that I was not pressured by anyone in the company to do the HEI and that the company makes sure that this is something that you want and understand all options that is available to you "
Jimmy Jackson
I had the pleasure of working with great account managers
"I had the pleasure of working with Ann Adorable and Raygon Fields. They both were very knowledgeable and walked me through the entire process. I would highly recommend Point to my friends and family."
Maureen Doherty
The process was very easy and explained very well and informative.
"The process was very easy and explained very good and informative. The people were well knowable at there job and helpful with the process. I'll differently suggest your company to other people "
Timothy M Maxhimer
I am very pleased with the whole Point experience.
"I am very please with the whole Point team. Everybody is so nice and helpful. They guided me through the process smoothly. I am glad I chose them and I would strongly recommend Point to anyone."
L G Gilles Pierre-Louis
Every step and process was visible and explained thoroughly.
"Every step and process was visible and explained thoroughly. Appreciated the mandatory training to make sure I understood the process. Notary sent to my home was awesome, very professional."
Barbara Mae Battle