Lindsay VanSomeren

Many people worry about reverse mortgage problems for heirs, but there are other downsides, too. We’ll explore common reverse mortgage alternatives.

Dealing with credit card debt is common, but it doesn’t have to last forever. We’ll share common tips for how to get rid of credit card debt.

Tiny home financing doesn’t work like a traditional mortgage. If you’re resourceful, though, it’s possible to get the funding you need.

What does it mean to file for bankruptcy? It provides welcome relief for many people, but it has big downsides, too. We’ll help you learn if it’s worth it.

Bankruptcy carries a lot of stigma, but it’s often unwarranted. We’ll explore the pros and cons of bankruptcy to help you see when it’s the right call.

Cash-out refinances let you tap into home equity while refinancing. We’ll explore the pros and cons of a cash-out refinance to help you learn more.

Balance transfer credit cards have a lot of power to help you get out of credit card debt. We’ll help you understand how to maximize their benefits.

There’s a reason why HELOCs are so popular. Learn how you can take advantage of all the benefits of a HELOC.

You can expect a two- to six-week turnaround time to get a HELOC. We’ll share what factors impact the HELOC process and how you can speed things up.

Home equity is the difference between your home’s value and what you owe. Learn how to calculate it quickly and understand what it means for your finances.

Choosing between debt relief vs. bankruptcy isn’t always easy, but some signs can point you in the right direction. We’ll help you learn more.

Owing more on your home than it’s worth can limit your options, but you still have plenty of ways to fix an underwater mortgage. We’ll show you how.

Bankruptcy is one of the best ways to clear unsustainable levels of debt, but it doesn’t work in every case. Learn which debts bankruptcy can eliminate.

It’s possible to use a HELOC to pay off your mortgage, especially if you have a lot of equity and want a more flexible option. We’ll explain how it works.

Home equity lines of credit work differently from most other lending options. They’re split up into two phases: draw and repayment. Learn how it works.

The best time to refinance your mortgage depends on many factors. We’ll explore when you should refinance your mortgage based on your goals.

How soon after buying a house you can refinance depends on a few factors, but you’ll typically be required to wait at least 30 days to 12 months.

Although similar at first, there are many differences between home equity loans vs. lines of credit. We’ll cover the pros and cons of each.

Debt consolidation can hurt your credit initially. It can help grow your credit even higher in the long run, though, as long as you manage repayment well.

Sometimes you need to borrow money now, before you’ve had a chance to build good credit. Here are some of the easiest loans to get with bad credit.

A debt consolidation loan helps you pay off other, more expensive debts. You can use many types of credit, including personal loans and home equity.

Secured debts like mortgages and other loans using collateral can help you secure a lower rate, but they also come with certain risks, too.

You can be denied a home equity loan for many reasons. We’ll show why you can be disqualified from getting a home equity loan and what you can do about it.

Refinancing a home means replacing your mortgage with a new loan that better fits your needs. We’ll show you how it works.

You can refinance a personal loan if you’re able to qualify for a new loan. This lets you change your lender, loan type, term length, APR, and more.

HELOCs can be powerful tools, but they also have drawbacks. Learn the pros and cons of a HELOC so you can see if it’s a suitable option for your needs.

HELOCs and refinances are two common ways to borrow against your home equity. But which is better? We’ll investigate the pros and cons of each.

Home equity loans can be powerful tools when you need to borrow large sums, but they can have downsides, too. Learn more about how home equity loans work.

Learn how your home's value impacts insurance needs, coverage limits, and costs—so you can choose the right protection for your property.

Most experts recommend choosing a HELOC vs. a 401(k) loan, but there are times when it might make sense to choose the latter. We’ll explain how each works.

Using your 40(k) to pay off your mortgage may make sense in many cases, but not all. We’ll show you what factors to consider.

If you’re considering how to buy someone out of a house, it’s important to understand the legal and financial processes at play.

Getting approved for a mortgage if you’re retiring soon can be tricky, but it’s not impossible. Learn about what factors to consider in this article.

Mortgages are used to buy a home. Home equity loans are used to borrow against a home you already have, and funds can be spent however you like.

It’s possible to get home equity loans without appraisals, but most lenders will require it. Learn why they’re needed, how they help, and other options.

HELOC transfers and withdrawals can be instant if your lender offers certain draw options. Learn what works best if you need quick access to your HELOC.

Home equity is a key part of a homeowner’s wealth and a potential funding source. Learn how to determine the amount of equity you’ve built up in your home.

It can be harder to get financing if you don’t have a traditional job, but it’s still possible to find loans for gig workers. We’ll show you how.

The debt snowball method is a way to become debt-free sooner by paying off smaller debts first. Learn how it works and other methods that may work better.

Using a personal loan for home improvement is a bit more expensive but comes with less foreclosure risk, fewer fees, and faster funding than other options.

Home equity loans require monthly payments at a fixed interest rate. Learn how payments work and how to change yours if it’s not working for you.

Was your home damaged in a storm? Here’s how to get insurance to pay for a new roof replacement.

Buying a home generally requires steady income, but it’s possible to get approved for a no-income home loan in some cases. We’ll compare your options.

Using a HELOC for home improvements is a smart move because it can add value to your home, but there are some things you’ll need to consider first.

Swimming pools can boost your net worth and add years of enjoyment to your home. Many types of pool loans make it easy to take the plunge.

Home equity loans typically charge between 2% and 5% in closing costs. You can find no-closing-cost home equity loans, but they work a bit differently.

Your funding needs and preference in making payments or borrowing additional funds can determine whether a HELOC vs second mortgage is best for you.

Choosing between a home equity loan vs personal loan for debt consolidation can help set your finances on the right track. Learn which is best.

Is it possible to get a HELOC with a 650 credit score? Yes, but you may need to take extra steps to find an affordable lender.

Choosing between bankruptcy vs. debt consolidation isn’t easy. Consider the impact on your credit score and your ability to repay a loan to help guide you.

Choosing between a home equity loan vs personal loan isn’t always straightforward. Learn the differences so you can make the right decision for your needs.

The acronyms sound confusing, but choosing between an HEA vs. HELOC doesn’t have to be. Let us show you the differences and who each is best for.

Real estate investing is for everyone, regardless of how much capital you have. Learn how to buy investment property with no money down.

Using a HELOC to pay off debt can be a smart money move, but there are a few things to consider first. We’ll help you decide if it’s right for you.

Lenders offer no-closing-cost refinances by adding the fees to your loan amount or by increasing your loan rate. Learn whether it’s worth it.

Opting for a cash-out refinance on an investment property can help you expand your real estate portfolio further, but there are special considerations.

Bad credit and debt often go hand-in-hand. That’s why there are many options for how to get out of debt with bad credit. We’ll explore the best ones.

Knowing the difference between HELOCs and home equity loans, in addition to other options, can help you choose the best option for your family.

Medical debt is one of the biggest financial burdens Americans face. Fortunately, that also means there are many options for how to pay off medical debt.

Home equity sharing allows you to borrow money more easily with no monthly payments. In exchange, you’ll pay a portion of your home’s future equity.

How soon can you pull equity out of your home? As soon as you have enough equity — here’s how to tell.

Taking out a home equity loan for home improvements is one of the best ways to use these funding options. We’ll show you why and how to do it right.

It’ll be difficult or impossible for most people to get a home equity loan with no credit check, but that doesn’t mean you’re out of options.

Taking out a home equity loan on your investment property can help you access more capital, but it comes with some special considerations.

Learn the differences and similarities between a HELOC vs. home equity loan to find out which is best for your needs.

Choosing between a mortgage refinance vs loan modification can be tricky. We’ll help you weigh your options so you can make an informed decision.

DSCR loans can offer an easier financing path for many real estate investors. Learn more about how they work and whether they’re right for you.

Can you sell a house with a lien on it? It depends on a few factors, but for many people, it’s very easy. We’ll show you how it works.

What happens if you inherit a house with a mortgage or other lien? We’ll explore several options to help you navigate through these bittersweet times.

Learning how to stick to a budget can be challenging. We’ll cover the best types of budgeting and strategies you can use for long-term success.

Different mortgage refinance options can help you lower your monthly payment, save money, and pay off your home sooner. We’ll help you choose the best one.

Is a home equity agreement a good idea? It depends on your situation. We’ll explore home equity agreement pros and cons.

Home equity agreements can be easier to qualify for than other options, but how do you actually apply? We’ll explain how to get a home equity agreement.

Using home equity for retirement income can be very rewarding, but can also come with potential downsides as well. We’ll explore your options.

You’re not alone if you’re wondering how to pay for a nursing home with no money. You have more options than you might think. We’ll explore them all.

How does marriage affect taxes? Is your future spouse on board with how to combine finances after marriage? We’ll cover all that and more in this guide.

Home equity agreements help you gain access to funds with no monthly payments. Learn how they work and whether they’re right for you in this article.

Is rent-to-own a good idea? These contracts can benefit home sellers and buyers alike, but it’s important to be prepared in advance. We’ll show you how.

Home equity financing isn’t right for everyone. We’ll explain how a personal loan vs. line of credit works to help you make an informed decision.

Whether you’re buying a new home or your current policy is up for renewal, we’ll help you answer the question, “how much homeowners insurance do I need?”

You have more options for solar panel financing than most other home projects. Learn what your options are and how to choose the best solar financing.

Can an HOA put a lien on your house? Surprisingly, the answer is yes — here’s how to remove an HOA lien on your house.

Struggling with high mortgage payments? Refinancing isn’t your only option. Here’s how to lower your mortgage payment without refinancing.

A mortgage delinquency can be scary, but you have many opportunities to overcome this setback. We’ll explain your options and how to get back on track.

It can be difficult or impossible to refinance your mortgage with bad credit. We’ll cover your options and how to get approved for a bad credit refinance.

It’s as simple to pay back your HEI as it was to take out. Here’s how the process of paying back your HEI works, step by step.

There are many different types of homeowners insurance. Learn more about which ones are right for you and how much homeowners insurance you need.

A cash savings option is an effective way for homeowners to pay back their HEI without taking on additional debt. Explore the pros and cons to determine if using your savings is best for you.

The most common way to pay back a Point HEI is by selling your home. Learn how easy the process is and tips to make the most of your home sale.

A Re-Point is basically an HEI refinance, allowing you to swap your current HEI in exchange for another. It’s a good option if you want to keep your home.

A reverse mortgage can be a strategic way to repay your HEI in some cases. A financial advisor can help you be confident in your decision.

Cash-out refinances are one of the most popular ways to pay back an HEI from Point. Learn how it works and whether it’s the best option for you.

A home equity loan or HELOC can be a handy tool if you’re ready to pay back your HEI. Learn whether they’re right for you and how the process works.

When does a Point home equity investment have to be paid back? And how do you pay it back? We’ll cover six of the most common options.

Home equity offers homeowners financial opportunities. Learn how home equity agreement sharing works and differs from other equity products.

There are many benefits of homeownership, some more well-known than others. Learn which ones can help you the most in this article.

Figuring out how to buy a second home doesn’t have to be challenging. We’ll show you what to consider and how to finance your second home purchase.

Bad credit shouldn't stop you from upgrading your home. Here's what to know about home improvement loans with bad credit and alternative financing options.

Learn how zero-interest home improvement loans make renovations affordable. Discover eligibility, local programs, and alternative financing options for your home projects.