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22% of homeowners feels “stuck” because of high mortgage rates

•. 4 min read. 22% of homeowners feels “stuck” because of high mortgage rates. Only 1 in 10 of homeowners who want to move in 2023 think they will, according to the Point Homeowner Sentiment & Moving Survey. Point Editorial Team. •. 4 min read.

point.com/blog/homeowner-sentiment-and-moving-survey
Point homeowner sentiment and moving survey

Set against a backdrop of a potential recession, mortgage rates at 20-year highs, and news cycles dominated by layoffs, we found homeowners are pessimistic about their ability to move when they want and about the future of mortgage rates.

point.com/blog/point-homeowner-sentiment-and-moving-survey
Real estate CEOs, economists & other experts predict a “less crazy” housing market in 2023

- While there is no clear consensus about what will happen to mortgage rates and home sales in 2023, the real estate experts from organizations like the Mortgage Bankers Association, Zillow, Taylor Morrison, and others surveyed in Point’s 2023 Real Estate

point.com/blog/real-estate-expert-survey-2023
Point Fall 2022 Homeowner Survey

Though mortgage interest rates haven't been this high since 2002, half of the homeowners who considered a loan against their home in the past year are moving forward, according to new research from Point. Point Editorial Team. •. 4 min read.

point.com/blog/point-fall-2022-homeowner-survey
Point launches Home Equity Investments in Nevada and Ohio

And with mortgage rates on the rise, refinancing is a less attractive way to leverage home equity.”.

point.com/blog/hei-expands-to-nevada-and-ohio
29% of homeowners still considering HELOC or Refi despite historically high interest rates

Though mortgage rates haven't been this high since 2002, half of the homeowners who considered a loan against their home in the past year are moving forward.

point.com/blog/homeowners-still-considering-heloc-or-refi
Should you use a home equity loan for debt consolidation?

Home equity loans — also known as second mortgages — allow homeowners to borrow money against the equity in their homes.

point.com/blog/home-equity-loan-for-debt-consolidation
The 8 biggest factors that affect home prices

In hot markets, buyers may forego their right to an inspection report, but that’s a risk that most mortgage lenders won’t underwrite.

point.com/blog/factors-that-affect-home-prices
How reverse mortgages work: A comprehensive guide to a tricky financial product

You may be wondering, "how do reverse mortgages work?" or whether a reverse mortgage alternative is a better fit. In this post, we'll take a deep dive into the workings of reverse mortgages. Point Editorial Team. •. 3 min read. February 10, 2022.

point.com/blog/guide-to-how-reverse-mortgages-work
Understanding home equity: What it is and how to use it

Make larger or additional mortgage payments. Paying down your mortgage is one of the most effective ways to increase the amount of equity you own.

point.com/blog/what-is-home-equity