Search results

Point Fall 2022 Homeowner Survey | Point Blog

Though mortgage interest rates haven't been this high since 2002, half of the homeowners who considered a loan against their home in the past year are moving forward, according to new research from Point. Point Editorial Team. •. 4 min read.

point.com/blog/point-fall-2022-homeowner-survey
How does HELOC repayment work? | Point Blog

If your balance is zero, there are no interest charges. HELOCs have variable interest rates that change with the Prime Rate. Generally, the interest rate is the Prime Rate plus an add-on of 1% to 3%.

point.com/blog/how-does-heloc-repayment-work
29% of homeowners still considering HELOC or Refi despite historically high interest rates | Point Blog

•. 2 min read. 29% of homeowners still considering HELOC or Refi despite historically high interest rates.

point.com/blog/homeowners-still-considering-heloc-or-refi
IVF financing 101: IVF loans and other options | Point Blog

IVF loans usually come with fixed interest rates, so you can calculate your total interest charges and the overall cost of your loan before you sign on the dotted line.

point.com/blog/ivf-loans-and-financing-options
How is interest calculated on a HELOC? | Point Blog

HELOCs come with variable interest rates, which could potentially fluctuate monthly payments. How are HELOC rates determined? HELOC rates are determined by market conditions and a borrower's creditworthiness.

point.com/blog/how-is-interest-calculated-on-a-heloc
How to get a home equity loan without perfect credit | Point Blog

Loans backed by the Federal government tend to have lower interest rates, fees, and credit score requirements than these borrowers could normally qualify for without those guarantees.

point.com/blog/guaranteed-home-equity-loan-with-bad-credit
Secured loans for bad credit: A guide to your options | Point Blog

Cost: Origination fees; Interest rates vary. CD loans. A certificate of deposit (CD) loan, or CD-secured loan, allows you to borrow money from your certificate of deposit penalty-free.

point.com/blog/secured-loans-for-bad-credit
Debt consolidation: What is it and how does it work? | Point Blog

The best debt consolidation loans offer flexible payment terms with low-interest rates and origination fees, although favorable terms are not always guaranteed.

point.com/blog/what-is-debt-consolidation
Payday loan debt consolidation: How it works & your options | Point Blog

Interest rates and terms are generally more favorable, especially with a strong credit score. If you’re in need of a. loan with bad credit. , there's still hope.

point.com/blog/payday-loan-debt-consolidation
Everything to know about fix and flip loans | Point Blog

Hard money loans usually have higher interest rates than other types of loans. Best for. Hard money loans prioritize your property's potential and are open to borrowers with lower credit scores, making these good fix and flip. loans for beginners.

point.com/blog/fix-and-flip-loans