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Point Fall 2022 Homeowner Survey | Point Blog

Though mortgage interest rates haven't been this high since 2002, half of the homeowners who considered a loan against their home in the past year are moving forward, according to new research from Point. Point Editorial Team. •. 4 min read.
29% of homeowners still considering HELOC or Refi despite historically high interest rates | Point Blog

•. 2 min read. 29% of homeowners still considering HELOC or Refi despite historically high interest rates.
How does HELOC repayment work? | Point Blog

If your balance is zero, there are no interest charges. HELOCs have variable interest rates that change with the Prime Rate. Generally, the interest rate is the Prime Rate plus an add-on of 1% to 3%.
IVF financing 101: IVF loans and other options | Point Blog

IVF loans usually come with fixed interest rates, so you can calculate your total interest charges and the overall cost of your loan before you sign on the dotted line.
Everything to know about fix and flip loans | Point Blog

Hard money loans usually have higher interest rates than other types of loans. Best for. Hard money loans prioritize your property's potential and are open to borrowers with lower credit scores, making these good fix and flip. loans for beginners.
Debt consolidation: What is it and how does it work? | Point Blog

The best debt consolidation loans offer flexible payment terms with low-interest rates and origination fees, although favorable terms are not always guaranteed.
Can you refinance a home equity loan? | Point Blog

This is also common when homeowners can get better interest rates or terms. Before you start the refinancing process, it’s essential to know that it might be more difficult than the first time you borrowed.
How to get a home equity loan without perfect credit | Point Blog

When you have bad credit, lenders often charge higher interest rates and fees. In some cases, you may not be approved at all. Traditional lenders often shy away from lending to customers with bad credit.
Financing home renovations: A quick guide to covering the cost | Point Blog

During this period, you have monthly repayments to make based on what you borrowed and interest. Unfortunately, HELOCs don't have fixed interest rates, so how much interest you repay depends on current rates.
Can you get debt consolidation loans with bad credit? | Point Blog

Interest rates are fixed and are more competitive than credit cards and personal loans, making for set monthly balances.