Whether your credit score is affected depends on how far you went in the process:

• If you only submitted a prequalification request, we performed a soft credit check, which does not impact your credit score.
• If you submitted a full application, we conducted a hard credit inquiry with your consent, which may have a small, temporary impact on your credit score.

We follow all required disclosures and present our Credit Report Policy at each step, so you’re fully informed throughout the process.