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7 min read

"Negative Credit Shocks" Holding U.S. Homeowners Back From Home Equity

Negative credit shock events – coupled with high rates – are making it harder than ever for American homeowners to unlock their equity.

Aaron Terrazas

April 9, 2025

Point Research

7 min read

Nearly 30% of Older Homeowners Say They Can’t Retire On Time

Rising costs and shrinking savings leave many older homeowners questioning their retirement plans.

Amanda Woolley

December 11, 2024

Point Research

3 min read

Will the Fed’s jumbo rate cut be the boost homebuyers have been waiting for?

How the fed’s 0.5% rate cut Is shaping homebuyer sentiment: Cautious optimism or lingering uncertainty?

Amanda Woolley

September 23, 2024

Point Research

7 min read

Housing gridlock: More than half of homeowners who want to move were unable to

Locked in by inflated mortgage rates, high home prices - and more - homeowners are pessimistic about future home buying, despite an increase in their desire to move.

Amanda Woolley

September 4, 2024

Point Research

6 min read

Inflation still hitting homeowners hard

New research from Point found that despite slowing inflation, 48% of homeowners struggling to keep up with their monthly expenses are looking for additional income.

Amanda Woolley

June 12, 2024

Point Research

6 min read

70% of homeowners with an adjustable-rate mortgage regret it

Despite these regrets, most homeowners plan to keep their current mortgage after the fixed-rate period ends.

Amanda Woolley

March 11, 2024

Point Research

4 min read

The inaccessibility of home equity

U.S. Homeowners have $29.3 trillion in home equity, yet almost 50% trying to access it can’t.

Amanda Woolley

October 5, 2023

Point Research

8 min read

Moving & Sentiment 2: Do homeowners still feel stuck?

Point's 2023 moving and sentiment survey explores if and how homeowners' sentiments about moving have changed with the current economic environment.

Amanda Woolley

August 1, 2023

Point Research

7 min read

Personal finance contributes to mental health struggles for 55% of adults

Point's 2023 Personal Finance shows as economic uncertainty continues, personal finances have a more significant impact on mental health than climate, social, or geopolitical issues.

Point Editorial Team

May 24, 2023

Point Research

6 min read

Aging in place: Are homeowners prepared for the costs?

It’s no surprise that most homeowners want to age in place, with nearly 90 percent of homeowners age 50-80 saying they want to remain in their homes for as long as possible. Paying for it is a different story.

Point Editorial Team

April 4, 2023

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Point researches trends in homeownership to create timely and unbiased insights on the housing market and other key financial topics.

Get up to $500k from your home equity.

"Negative Credit Shocks" Holding U.S. Homeowners Back From Home Equity

Nearly 30% of Older Homeowners Say They Can’t Retire On Time

Will the Fed’s jumbo rate cut be the boost homebuyers have been waiting for?

Housing gridlock: More than half of homeowners who want to move were unable to

Inflation still hitting homeowners hard

70% of homeowners with an adjustable-rate mortgage regret it

The inaccessibility of home equity

Moving & Sentiment 2: Do homeowners still feel stuck?

Personal finance contributes to mental health struggles for 55% of adults

Aging in place: Are homeowners prepared for the costs?

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