Point Research

Point's 2023 Personal Finance shows as economic uncertainty continues, personal finances have a more significant impact on mental health than climate, social, or geopolitical issues.

It’s no surprise that most homeowners want to age in place, with nearly 90 percent of homeowners age 50-80 saying they want to remain in their homes for as long as possible. Paying for it is a different story.

Point asked experts about where mortgage rates will land this year; what will happen to existing-home sales; and what advice they would give home buyers and sellers.

Point surveyed 1,066 U.S. homeowners to find out how they feel about moving, whether they can afford a new home, whether they are renovating, and how they see the future of mortgage rates. | 2022

While inflation continues to impact American households, these findings shed light on the financial needs of homeowners today as they battle rising interest rates and ongoing economic uncertainty.