Siarra Ortiz

Learn what influences garage remodel costs and how to budget smartly. Explore factors like size, materials, and labor to plan your project effectively.

Keep your home in top shape year-round with our comprehensive exterior maintenance checklist. From gutters to siding, ensure your home stays protected and beautiful!

Learn how to prequalify for a personal loan without hurting your credit score. Explore tips, the process, and alternative options like secured loans and 401(k) loans.

Learn effective ways to reduce your sewer bill with practical and budget-friendly solutions.

Learn how payday loan debt consolidation can simplify your payments, lower interest rates, and help you regain financial control with manageable repayment plans.

Explore the three types of reverse mortgages—HECM, proprietary, and single-purpose loans. Learn their differences, benefits, and how they compare to home equity options.

Explore how installment loans for bad credit work, the types available, and answers to common questions to help you make informed borrowing decisions.

Learn how HELOC interest is calculated, including how daily interest accrual works, variable rates, and tips to manage your balance and reduce overall interest costs.

Discover effective strategies to pay off your HELOC faster, from extra payments to refinancing options. Take control of your home equity debt with ease.

Compare home equity financing and 401(k) loans to find the best option for your financial needs. Learn about costs, risks, and benefits to make an informed choice.

Government programs and grants for home repair can be a financial lifeline. Explore common grants and eligibility requirements, as well as alternative options to consider.

Finding relief from debt doesn't have to wreck your credit score. Here's how to consolidate credit card debt without hurting your credit.

Get a personal loan with no income verification. Learn about options, eligibility, and alternative solutions to secure the funds you need.

Rolando needed to sell his home—here’s how Point’s HEI helped him increase his profit.

Explore the ins and outs of deferring mortgage payments, including eligibility criteria, how to apply, and alternative solutions to consider.

Learn how to navigate getting a HELOC with a high debt-to-income ratio. Discover tips, challenges, and alternatives to secure the funds you need.

Explore HELOCs vs personal loans, their key benefits, costs, and alternatives to make informed borrowing decisions for your financial needs.

Discover essential tips and best options for securing loans as a self-employed individual. Learn how to navigate your options and find the right lenders for your needs.

Learn how to obtain secured loans with bad credit. Explore your options, understand the requirements, and find strategies to improve your chances of approval.

Learn how to borrow from your 401k with our step-by-step guide. Discover the pros and cons, eligibility criteria, and tips to ensure a smooth loan process for your financial needs.

Learn how self-employed individuals can secure HELOCs and home equity loans. Discover tips, requirements, and options to tap into your home’s equity effectively.

Discover how to find loans with a 500 credit score. Explore your options, learn tips to improve your chances, and navigate lenders willing to work with low credit scores.

Discover how to secure emergency loans with bad credit. Explore traditional options, alternative solutions to consider, and tips for improving approval chances.

Learn what happens if you miss a mortgage payment, potential foreclosure timelines, and solutions like forbearance, repayment plans, loan modification, and refinancing.

Unlock the potential of your rental property with a HELOC. Explore step-by-step guidance and expert tips to secure financing for investment growth.

Discover the crucial insights into investment property down payments - unlock the key to maximizing returns with minimal upfront costs.

P.K. was an aspiring small business owner — here’s how Point’s HEI empowered him to find success.

Learn how to find liens on a property and protect your investment. Expert tips for buyers, sellers, and homeowners.

Thinking of pursuing a 401(k) hardship withdrawal? Experts generally advise against treating your nest egg like a piggybank. Explore eligibility requirements and implications, as well as alternative solutions to consider.

Riyad faced financial hurdles in a slowing market — here’s how Point's HEI paved his path forward.

If you're considering tapping into your home equity, you might be curious about how long it will take you to meet your goals. Explore the various equity products, their time to fund, and strategies to streamline your way to funding.

Sean wanted to open more doors for his children — here’s how Point’s HEI made it possible.

Donna wanted to transform her financial situation — here’s how she succeeded in just 14 months.

Unlock the potential of your home's equity with our comprehensive guide on home equity loans. Learn how to leverage this asset wisely and explore home equity loan alternatives.

Learn about deferred maintenance and tips to tackle it effectively. Discover how to avoid costly repairs, protect your asset, and maintain a safe environment.

Steven was thousands short for a fresh financial start — here’s how Point’s HEI bridged the gap.

Jeff needed to fund necessary home repairs — here’s how Point empowered him to meet his goals and more.

Navigate the journey of caring for aging parents with ease using our comprehensive checklist. Ensure their well-being and address crucial aspects of their care.

Unlock financial success by setting clear, smart goals. Experience the benefits of strategic planning for a secure and prosperous future.

It's possible to keep your house during bankruptcy. It all depends on the type of bankruptcy you file, whether you're up-to-date on mortgage payments, and the equity you have in your home.

Darrell was overwhelmed by debt — here’s how Point’s HEI helped him regain control over his finances.

Fabilo wanted to "press restart on his financial life" — here's how he made a clean slate.

Discover home upgrades that can save you money on homeowners insurance. Learn how to boost security and reduce premiums.

Unlock the potential of your home equity for a second property. Learn how to leverage your assets wisely and explore the pros and cons of doing so.

Is downsizing your home for retirement a wise move? Explore the benefits and considerations in our insightful post to determine what's best for you.

Bruce wanted to ease his financial strain — here’s how Point's HEI helped him find liberation.

Kathy wanted to craft her dream home — here's how she financed her vision.

Etta felt underwater — here's how she regained control of her finances.

Is your home at risk of foreclosure? Learn effective strategies and practical steps to avoid foreclosure and protect your home.

A home equity loan for debt consolidation can offer homeowners a competitive rate and the ability to tackle debt faster. Learn more about home equity loans and other alternatives to consider.