Bruce from California was bogged down by debt. After using home equity loans for age-in-place renovations, he ended up borrowing more than he could handle. Retired and on a fixed income, he found himself cash-poor monthly — and his loan payments barely making a dent. Bruce needed a solution, not a bandaid. 

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He knew he couldn't afford the additional monthly expenses that most debt consolidation products created. He also didn't want to dislodge his current rate with a refinance.

Point's Home Equity Investment (HEI) "was ideal" for Bruce. Partnering with Point, he broke the debt cycle and freed up his budget. Now, no longer constrained — and with $50,000 more in his nest egg — Bruce can enjoy the golden years he deserves.