SEED Waitlist Success | Get up to 15% toward your down payment

Did you get an offer code?Did you get an offer code in the mail?

Opened letter with a gold seal containing a offer code

View your HEI offer

Home Equity Investment

Home Equity Investment (HEI)

Get up to $500k from your home equity with no monthly payments.

See how much you can get with no risk to your credit score.

How the HEI works

HEI Help Center

Resources

Resources

Learn more about Point and the world of home equity.

We write about personal finance, the housing market and homeownership.

Find timely and unbiased insight about the housing market.

Calculators and tools

Company

Company

We are working to make homeownership more valuable and accessible.

Log in Prequalify now

Home Equity Investment (HEI)

Get up to $500k from your home equity with no monthly payments.

How the HEI works

HEI Help Center

Resources

Calculators and tools

Company

Have an offer code?

Log in Prequalify now

Thank you!

We will contact you shortly to confirm your down payment investment opportunity and generate a pre-approval letter.

Excellent

4.6

out of 5

Unlock your home equity with no monthly payments, no income requirements, and no need for perfect credit.

444 High Street, Fl 4
Palo Alto, CA 94301

Home Equity Investment

HEI overview How the HEI works Prequalify now HEI Help center

Contact Us

General inquiries Investors

General: (888) 764-6823

Servicing: (650) 632-5040

Fax: (650) 434-3778

Mon - Fri: 6am - 6pm PST

Sat - Sun: 7am - 4pm PST

Resources

Blog Point research Calculators and tools Point Partners Media room

Company

About us Careers Testimonials Press coverage Refer

Point partners with and invests alongside the prospective home buyer to provide a down payment for the purchase of their home. Program is subject to the home buyer obtaining adequate financing for the purchase of their home through an eligible lender. Subject to underwriting approval, Point will offer a supplementary down payment up to 15% of the purchase price of the home in exchange for the option to purchase a fractional interest in the home. The home buyer is required to put at least 10% of their own funds down and Point’s supplementary down payment ranges between $10,000 - $250,000 depending on qualification and eligible properties. Point charges a 3.9% processing fee, which the home buyer can either pay for out of pocket at closing or finance the fee. The maximum term is 30 years. Point will place a lien on your home to secure performance of the option agreement. There are no monthly payments or interest accrual. Home buyer's repayment is based on the future appraised value of the subject property at the time of exit.

Your Privacy Choices

NMLS Consumer Access NMLS #1610752 Licenses Terms of Use Privacy Policy Notice at Collection Vulnerability Disclosure Policy Accessibility

©2025 Point Digital Finance, Inc. dba Point