Your credit file is currently frozen, so Point cannot generate a preliminary, pre-qualification estimate accounting for your credit score. Please note that for the pre-qualification, Point only conducts a “soft pull” of your credit report, so your credit score will not be impacted. We will conduct a “hard pull”, impacting your credit, if you choose to submit a full application after a successful pre-qualification.
How can I become re-eligible?
Please unfreeze your credit file, and resubmit for a pre-qualification at home.point.com/hei. If you believe there was an error in our assessment, please reach out to decision-info@point.com.
