Meet Our Team
Point was founded because of our own frustrations with homeownership in Silicon Valley and beyond.
From failed efforts to refinance our homes to being “beaten” out from buying a home repeatedly in the San Francisco Bay Area, we have experienced first hand the failings of a system skewed by debt financing.
The Point Team
Andy Tran
Underwriting
Angela Blanco
Closing
Breione Encalade
Underwriting
Caroline White
Account Coordination
Christine dela Cruz-Sibal
Customer Operations
Crystal Hahn
Account Management
David Ball
Underwriting
Edwin Magoga
Underwriting
Fred Parandi
Processing
Jessica Farlin
Processing
John Nepomuceno
Closing
Joshua Tam
Underwriting
Keiona Miller
Processing
LaRay Reed
Processing
Navleen Uppal
Licensed MLO
Rajas Pimpalkhare
Processing
SungMin Hong
QA
Taesha Rogers
Underwriting
Wanda Johnson
Processing
Our Investors









Brad Greiwe
Managing Partner, Fifth Wall

Laurence Tosi
Former CFO, Airbnb and Blackstone

Matt Humphrey
CEO, LendingHome

Vikram Pandit
Former CEO, Citigroup
We’re Hiring
Help us make the biggest single asset that most folks have in their lifetime — their home — liquid, divisible and tradable.