Delinquent past or present credit obligations with others

Rejection reason:

Delinquent past or present credit obligations with others

Delinquent past or present credit obligations with others

What does this mean?

  • We are unable to move forward at this time due to your mortgage being two or more months delinquent. Unfortunately, our current guidelines require that applicants cannot be two or more months delinquent on their mortgage to remain eligible.

How can I become re-eligible?

  • Subject to review, this eligibility may be met once the mortgage is not two or more months past due. Please note that meeting this requirement does not guarantee approval, and your application will still be subject to a full underwriting review.
  • Provide documentation that proves the mortgage is not two or more months past due. For example, you may provide an updated mortgage statement or a bank transaction history showing that the relevant mortgage payment has cleared.