A picture of a house in treasure chest being unlocked with a key.

See how much cash you can unlock from your home.

Check your home equity offer. Get up to $600k with no monthly payments & keep your existing mortgage.

Enter your home address
Get your updated offer
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  • No impact on your mortgage
  • No income requirement
  • Prequalify in 60 seconds
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Checking your offer won't affect your credit score.

There is no hard pull unless you decide to move forward and submit a full application.

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Unlock your equity in three simple steps

1

Get your updated offer

Prequalify in 60 seconds and get a custom offer with no impact on your credit. 
2

Submit your application

Complete your application online with support from our team of home equity specialists. We’ll confirm the value of your home.
3

Get your funds

Sign your closing documents with a notary who comes to you. Funds are yours to use however you choose.
A picture of a house in treasure chest being unlocked with a key.

Hear from a real homeowner about their experience

We've worked with more than 25,000 happy homeowners, and have 4.7 stars from over 5,000 reviewers on Trustpilot and an A+ rating from the BBB.

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The process went smoothly and quickly.

I liked doing everything through calls and emails, so I didn't have to miss work for appointments. I'm set to receive money this week, and I'm thankful to have this chance to pay off debt and make home improvements without a monthly payment, making things harder!

Megan

from California

Why homeowners choose Point

Point Check

The highest investment amounts available.

Up to $600k based on your home's equity. Most HEI providers cap out lower.

Point Home

No monthly payments for the life of the investment.

You get cash now and settle up only when you sell, refinance, or reach the end of your term.

Point Handshake

No prepayment penalty / early buyout

You can buy back your equity share any time before your term ends. No prepayment penalty, no hoops.

See how an HEI compares

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Point Home
Equity Investment

Home equity
loan or personal loan

Point's HELOC

Reverse Mortgage

Personal
Loans

No payments for up to 30 years
No monthly payments
No income requirements
Allows applicants under 62
500+ credit scores
No need to pay off 1st mortgage
Check your eligibility