Point vs. Hometap

Get up to 30 years of long-term flexibility with Point’s Home Equity Investment

Both Point and Hometap offer alternatives to home equity loans, but only one lets you tap into your home equity for up to 30 years. See how Point compares.

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Point BBB Rating
Excellent
4.7
out of 5

Point is the leader in Home Equity Investments

Golden target with an arrow in the bulls eyes

Hometap and Point both offer shared equity options, but only Point gives you a 30 year term and shares part of your home's change in value.

See how Point's HEI compares to Hometap:

Home Equity Investment
Hometap
Home Equity Agreement
  • Flexible, 30-year term
  • Shorter term length (only 10 years to pay back)
  • Been in buiness over 10 years
  • Much less experience
  • No monthly payments 
  • No monthly payments 
  • No income requirements 
  • No income requirements
  • Share part of your home appreciation, not the whole value
  • Shares in entire home value

Point is the leader in Home Equity Investments1

We've worked with more than 25,000 happy homeowners, and have 4.7 stars from over 5,000 reviewers on Trustpilot and an A+ rating from the BBB.

I continue to have a very positive experience with Point.
Working with Point was truly exceptional from start to finish.
When other SAY NO and you are in a bind..
This HEI was a perfect fit for me..
What I enjoyed the most is how easy it has been to work with Point.
The very best experience