Point is the leader in Home Equity Investments

Golden target with an arrow in the bulls eyes

While both Point and Hometap offer alternatives to traditional home equity loans, only Point provides clear terms, flexible options, and a commitment to putting homeowners first.

See how Point's HEI compares to Hometap:

Home Equity Investment
Hometap
Home Equity Agreement
  • Flexible, 30-year term
  • Yes
  • No
  • Over 10 years of HEI experience
  • Yes
  • No
  • No monthly payments 
  • Yes  
  • Yes
  • No income requirements 
  • Yes
  • Yes
  • Share part of your home appreciation – not the whole value
  • Yes
  • No

Point is the leader in Home Equity Investments1

We've funded more than 10,000 homeowners, and have over 1,000 five star reviews from happy homeowners.

Highly recommended.
I’ve been through countless mortgage and refinancing applications. This was by far the best experience I’ve ever had. I was told 90 days to close at the beginning and we closed in 28 days. The entire process was so efficient and stress free. I was kept informed of the progress each and every step of the way. I am so glad I made the decision to go with Point.
David P Boey
The Point process was a lifesaver for…
The Point process was a lifesaver for me. It allowed me to get completely out of a lot of debt and to make the changes I wanted to make in my house to enjoy my old age. The application process was very easy - just get in what they ask you for as timely as possible. Crystal and John were two of the nicest people you could ever hope to meet. They both got things done as fast as possible - we closed in a month. I see this, especially for elderly people who don't have a lot of equity in their home and can't do a reverse mortgage, as another good option.
Bonnie C.
This HEI was a perfect fit for me..
This HEI was a perfect fit for me. Retired and on a fixed income, I found I was paying interest on home equity loans each month. I never seemed to be able to reduce those loans, which meant I was cash-poor each and every month. I was able to pay off all those loans, leaving me with some cash each month. The payoff will happen when I sell my home in the future.
Bruce M.
Point was great!!!
Point was great!!!! They gave me money from my home equity when no one else would. I did not qualify for refi or reverse mortgage. They were fast and the customer service was great. I recommend them, highly.
Terri C.
When other SAY NO and you are in a bind..
I think is a better alternative to refinance similar in my opinion to a reverse mortgage. your immediate cash flow is not impacted if what you are trying to do is control your cashflow by eliminating smaller loans that do impact your current cashflow.
Jose Castillo
A loan that made sense for me
"Point were efficient, quick and upfront about all the expenses. After doing the math and looking at other options, Point's deal made the most sense for me."
Tomas