Point vs. Hometap

Relax for up to 30 years when you choose Point’s Home Equity Investment

Both Point and Hometap offer alternatives to home equity loans — but only one lets you tap into your home equity for up to 30 years. See how Point compares.

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Point BBB Rating
Excellent
4.7
out of 5

Point is the leader in Home Equity Investments

Golden target with an arrow in the bulls eyes

Hometap and Point both offer shared equity options, but only Point gives you a 30 year term and shares part of your home's change in value.

See how Point's HEI compares to Hometap:

Home Equity Investment
Hometap
Home Equity Agreement
  • Flexible, 30-year term
  • Shorter term length
  • Over 10 years of HEI experience
  • Less experience
  • No monthly payments 
  • No monthly payments 
  • No income requirements 
  • No income requirements
  • Share part of your home appreciation – not the whole value
  • Shares in entire home value

Point is the leader in Home Equity Investments1

We've funded more than 10,000 homeowners, and have over 1,000 five star reviews from happy homeowners.

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