Home equity OFFER Calculator

Calculate how much cash you can get from your home.

  • Access up to $600,000 of your home’s equity
  • No monthly payments
  • Get an offer with no risk and no commitment
  • Flexible 30 year term
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Get your risk-free offer in under 60 seconds.
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Point's has helped over 15,000 homeowners across the United States.

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Point helped us tap into our home’s value without the stress of another loan. No monthly payments gave us the breathing room we needed.

Jason & Mia

from Los Angeles, CA

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Point vs. Traditional Home Equity Loan

With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities. The process is called a Home Equity Investment. It is simple and typically completes in just 30–45 days2. Pre-qualify in seconds with zero risk or commitment.

Point's HEI:

Home equity loan:

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No monthly payments

Requires monthly payments

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No income requirements

Full income verification required

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No need for perfect credit

More stringent credit requirements

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Pay nothing for up to 30 years

Start repaying right away

Three steps to get cash from your home

A picture of a house in treasure chest being unlocked with a key.
1

Get your HEI offer

See if you qualify in 60 seconds or less and get your initial offer with no obligation and no effect on your credit.
2

Verify information

Gather the documents you’ll need and submit them online. Once complete, we will set up an appraisal from an independent third-party to determine the initial value and finalize your offer.
3

Receive lump sum payment!

Sign your closing documents when they are hand delivered to you by a notary. We will electronically transfer your funds directly to your account!