A picture of a house in treasure chest being unlocked with a key.

Get up to $500k to exit your balloon loan.

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Point BBB Rating
Excellent
4.6
out of 5

Point's HEI:

Balloon loan:

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No monthly payments

Requires constant payments

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Flexible 30 year term

Usually 5 to 10 year term

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No income requirements

Requires proof of income

Point has a better option than a balloon loan.

We've worked to help over 11,000 happy homeowners get cash, and have 4.5 stars from over 1,600 reviewers on Trustpilot.

Highly recommended.
I’ve been through countless mortgage and refinancing applications. This was by far the best experience I’ve ever had. I was told 90 days to close at the beginning and we closed in 28 days. The entire process was so efficient and stress free. I was kept informed of the progress each and every step of the way. I am so glad I made the decision to go with Point.
David P Boey
The Point process was a lifesaver for…
The Point process was a lifesaver for me. It allowed me to get completely out of a lot of debt and to make the changes I wanted to make in my house to enjoy my old age. The application process was very easy - just get in what they ask you for as timely as possible. Crystal and John were two of the nicest people you could ever hope to meet. They both got things done as fast as possible - we closed in a month. I see this, especially for elderly people who don't have a lot of equity in their home and can't do a reverse mortgage, as another good option.
Bonnie C.
Point was great!!!
Point was great!!!! They gave me money from my home equity when no one else would. I did not qualify for refi or reverse mortgage. They were fast and the customer service was great. I recommend them, highly.
Terri C.
When other SAY NO and you are in a bind..
I think is a better alternative to refinance similar in my opinion to a reverse mortgage. your immediate cash flow is not impacted if what you are trying to do is control your cashflow by eliminating smaller loans that do impact your current cashflow.
Jose Castillo