The Point process was a lifesaver for me. It allowed me to get completely out of a lot of debt and to make the changes I wanted to make in my house to enjoy my old age. The application process was very easy - just get in what they ask you for as timely as possible. Crystal and John were two of the nicest people you could ever hope to meet. They both got things done as fast as possible - we closed in a month. I see this, especially for elderly people who don't have a lot of equity in their home and can't do a reverse mortgage, as another good option.

This HEI was a perfect fit for me. Retired and on a fixed income, I found I was paying interest on home equity loans each month. I never seemed to be able to reduce those loans, which meant I was cash-poor each and every month. I was able to pay off all those loans, leaving me with some cash each month. The payoff will happen when I sell my home in the future.

Point was great!!!! They gave me money from my home equity when no one else would. I did not qualify for refi or reverse mortgage. They were fast and the customer service was great. I recommend them, highly.

I think is a better alternative to refinance similar in my opinion to a reverse mortgage. your immediate cash flow is not impacted if what you are trying to do is control your cashflow by eliminating smaller loans that do impact your current cashflow.

"Point were efficient, quick and upfront about all the expenses. After doing the math and looking at other options, Point's deal made the most sense for me."

"James and His manager Megan seemed to understand my sense of urgency as I was using the money for an investment that had a deadline. James pushed it to closing stage for me and once Megan got involved in the closing it was closed money wired to Fidelity within 1 day, after I was told it could be another 3 days plus wire transfer time. I was close to saying forget it, Megan brought it home!"

"We did a lot of research and read a lot of reviews before deciding to go with point. The experience we had with Point was superior! The process was very smooth, with a lot of correspondence, and questions were answered quickly. They were very honest, upfront and there weren't any hidden fees or costs."

"Expectations were set appropriately. Communications were professional and respectful. Someone was always available (during business hours) to respond via phone, email, or text. Great experience! Have already recommended to 3 people."

"Point provided me with outstanding service. I was amazed at how thorough and efficient they were until I went through their process. I highly recommend them."

“My experience was the best. The process was fast, easy and full of great customer service. Just like it says in their name, they were on “Point”!”

“I was guided through every step and received help when needed … I definitely needed help at times to provide needed documents. … I would recommend this product to my friends!”

“...Thank you again for this opportunity, which was life-changing. I can't tell you enough how it feels not to worry about the next month's bills and whether I need to get a job at 71 yrs old…”

“It was an incredible opportunity Point gave us. Our credit score is almost 800 now. So far everything has been wonderful. We have no debt and are in a great financial situation.”

“My credit was low, and I needed money to get work done on my house. Point really helped me … I would recommend Point to anyone.”

"We have a handful of credit cards that have a zero balance now. We threw them in a drawer and don’t use them. The less stress and anxiety you have the easier it is to go about your everyday."

"Everything went smoothly and on time. All of my outstanding bills are caught up and most are paid off including my car payment. My family and friends like me never heard of such an investment program. Thank you to everyone at Point.”