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Unlock your equity.
Build your future.

Get up to $600k from your home with Point’s Home Equity Investment (HEI)1. No monthly payments. No income requirements. No need for perfect credit.

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Learn about Point’s Home Equity Investment
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What is a Home Equity Investment (HEI)?

An HEI is a partnership between you and Point, where you, the homeowner, get funds upfront from Point in return for a portion of your home’s future appreciation in value. You control when you exit the partnership.
Get cash with no repayment for 30 years and no monthly payments ever.

House

Get up to $600k:

You receive a lump sum cash payment and Point gets a slice of your home equity. Most homeowners get around $100k.

For up to 30 years:

There are no monthly payments. You can buy back your equity at any time within a 30-year term with no penalty. You maintain complete control over your home.

You decide when to exit:

The amount you pay back depends on the value of your home at that time. If your home’s value goes up, Point shares in the gain. If the value falls, your buy back costs may be smaller.

See how Point has helped over 20,000 homeowners across the United States get cash from their home equity.

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The banks required a lot more to qualify for their loans. Point came in and said, here’s an option for you.

Rameil

from Burbank, CA

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Point solved two problems—we got to stay in our home, and I got the debt relief that I was looking for.

Susan

from Issaquah, WA

Point makes home wealth more valuable for homeowners.

You built your home equity with every mortgage payment and renovation. We built a financial solution that empowers you to unlock your home equity when you need it most.

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Eliminate high-interest debt

Point’s HEI gives you a lump sum now with no monthly payments. With Point’s HELOC, you can regain control of your cash flow by borrowing against your home's equity with a low rate.

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Invest in your home

From critical repairs to major improvements, accessing your equity can help you safeguard and enhance your home.

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Invest in yourself

Turn your home equity into progress. Use cash from Point’s HEI or HELOC to grow your business, continue your education, or set aside more for retirement.

Find answers to common questions about Point’s HEI.

Learn more about the HEI, a tool that helps you leverage your biggest financial asset. Understand the benefits, the application process, and get the information you need to see if a Home Equity Investment is the right home equity solution for you.

HEI

Home Equity Investment

Get the cash you need using your home equity.

  • 500+ credit score
  • No income requirements
  • No monthly payments
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