Pre-qualification is free and takes less than 60 seconds. No commitment — see your HEI and HELOC options side by side.
Point's has helped over 15,000 homeowners across the United States.
Spend your money on what matters most, no restrictions.
Unlock your home’s value without constricting your monthly cash flow.
Get you cash in 5 days with Point's HELOC2
Skip the HELOC1 hassle—get cash with a Home Equity Investment2 (HEI) and enjoy no monthly payments or income verification.
Point’s HEI
HELOC
Get cash with no monthly payments
Requires monthly payments
No income requirements
Full income verification required
You can qualify without perfect credit
More stringent credit requirements
No annual costs
May include annual costs
We used our HEI to manage home renovations without touching our savings. Point made it simple.
Homeowner
from California