Turn your home equity into financial opportunity.

Skip the HELOC hassle—get cash with a Home Equity Investment (HEI) and enjoy no monthly payments or income verification.

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Excellent
4.6
out of 5

Point's has helped over 15,000 homeowners across the United States.

Accomplish what you need to

Spend your money on what matters most, no restrictions.

No monthly payments

Unlock your home’s value without constricting your monthly cash flow.

Point No Monthly Payments

No hidden fees

No annual charges, and no prepayment penalties.

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Point’s HEI vs HELOC

Both a Home Equity Investment (HEI) and HELOC can help you breathe easier and dream bigger—the choice comes down to the flexibility you want.

Point’s HEI

HELOC

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Provides a lump sum payout

Offers a revolving line of credit

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Get cash with no monthly payments

Requires monthly payments

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No income requirements

Full income verification required

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You can qualify without perfect credit

More stringent credit requirements

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No annual costs

May include annual costs

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We used our HEI to manage home renovations without touching our savings. Point made it simple.

Homeowner

from California

Three steps to get cash from your home

A picture of a house in treasure chest being unlocked with a key.
1

Get your offer

See if you qualify in 60 seconds or less—get an initial offer with no obligation and no impact on your credit
2

Submit your application

The application can be completed entirely online. Once submitted, we’ll schedule an appraisal and finalize your offer.
3

Enjoy your funds!

Sign your closing documents when they are hand-delivered to you by a notary. We’ll electronically transfer your funds directly to your account!
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