HEI or HELOC: which home equity solution is right for you? Point offers two paths to your financial goals. The choice is yours.
Point's has helped over 15,000 homeowners across the United States.

It’s your home wealth. Spend it on what matters most to you.
HEI: Get cash from your home with no monthly payments.
HELOC: Get cash from your home in as little as 5 days.
Prequalify for both an HEI1 and HELOC2 in under 60 seconds. See your options side by side with no risk and no obligations.
Point’s HEI
Point’s HELOC
No monthly payments
Get cash in as little as 5 days3
Easier to qualify
Competitive interest rates
Get up to $600k
Get up to $750k4

The process went smoothly and quickly. I liked doing everything through calls and emails so I didn’t have to miss work for appointments.
I’m set to receive money this week and I’m thankful to have this chance to pay off debt and make home improvements without a monthly payment making things harder!
Megan
from California