Turn your home equity into financial opportunity.

Skip the HELOC hassle—get cash with a Home Equity Investment (HEI) and enjoy no monthly payments or income verification.

Enter your home address
Start my estimate
Something went wrong please refresh the page and try again.
Excellent
4.7
out of 5

Point's has helped over 15,000 homeowners across the United States.

Accomplish what you need to

Spend your money on what matters most, no restrictions.

No monthly payments

Unlock your home’s value without constricting your monthly cash flow.

Point No Monthly Payments

No hidden fees

No annual charges, and no prepayment penalties.

A close up of an offer letter with a key on it.

Point’s HEI vs HELOC

Both a Home Equity Investment (HEI) and HELOC can help you breathe easier and dream bigger—the choice comes down to the flexibility you want.

Point’s HEI

HELOC

checkmark

Get cash with no monthly payments

Requires monthly payments

checkmark

No income requirements

Full income verification required

checkmark

You can qualify without perfect credit

More stringent credit requirements

checkmark

No annual costs

May include annual costs

A man and a woman sitting on a couch looking at a piece of paper.
Quote Icon

We used our HEI to manage home renovations without touching our savings. Point made it simple.

Homeowner

from California

Three steps to get cash from your home

A picture of a house in treasure chest being unlocked with a key.
1

Get your offer

See if you qualify in 60 seconds or less—get an initial offer with no obligation and no impact on your credit
2

Submit your application

The application can be completed entirely online. Once submitted, we’ll schedule an appraisal and finalize your offer.
3

Enjoy your funds!

Sign your closing documents when they are hand-delivered to you by a notary. We’ll electronically transfer your funds directly to your account!
Start my estimate