Skip the HELOC hassle—get cash with a Home Equity Investment (HEI) and enjoy no monthly payments or income verification.
Point's has helped over 15,000 homeowners across the United States.
Spend your money on what matters most, no restrictions.
Unlock your home’s value without constricting your monthly cash flow.
No annual charges, and no prepayment penalties.
Both a Home Equity Investment (HEI) and HELOC can help you breathe easier and dream bigger—the choice comes down to the flexibility you want.
Point’s HEI
HELOC
Provides a lump sum payout
Offers a revolving line of credit
Get cash with no monthly payments
Requires monthly payments
No income requirements
Full income verification required
You can qualify without perfect credit
More stringent credit requirements
No annual costs
May include annual costs
We used our HEI to manage home renovations without touching our savings. Point made it simple.
Homeowner
from California